Posted on Jan 24, 2022
Your business goals and operations are at the core of everything you do, right? That’s why it’s important that you’re fully covered, so you know you have right insurance protection when you need it the most. But no two businesses are the same. Sourcing the best cover for you and your business is where a broker can be key to your success.
What is a Commercial Combined Insurance policy?
Commercial Combined Insurance isn’t a one size fits all policy; it includes all types of Business Insurance in one place. Our Commercial Combined policies are bespoke to you and your business, meaning the level of cover is matched to your needs.
One of our tailor-made Commercial Combined Insurance policies can include:
Failing to have the right cover can be costly and could leave your business exposed. A tailored Commercial Combined policy could save you money in the long run, as well as the headache of finding multiple policies and remembering different renewal dates.
At Watkin Davies Insurance Consultants Ltd, we make it our mission to ensure your insurance solutions meet your business requirements in one neat package. Our advisors will delve to the core of your firm’s operations, ensuring we understand you and your business to allow us to customise a policy.
What cover might my business need?
Employers’ Liability Insurance is a legal requirement for any business with employees. This type of cover is essential for employers and will pay out for damages and costs associated with the death, disease or illness of employees while they’re working for your business.
Public Liability Insurance protects you against claims from the public, including damage to any property, accidental injury, trespassing and unlawful detention. Product Liability Insurance is often included in the same policy and is necessary for any business which manufactures or distributes products of any kind.
Personal Accident Insurance pays out should something happen, and you or your team are accidently injured and can’t work. It can help cover temporary staff or overtime costs and is often crucial for many businesses.
Business Interruption Insurance ensures cover is in place if something catastrophic were to happen, such as a flood or fire. This type of insurance policy can pay out for loss of profit or revenue and any increased costs to run your business efficiently, as the result of catastrophe. It’s important to get Business Interruption Insurance right, as different policies cover different circumstances. That’s where a broker can come in.
Should I work with a broker?
At Watkin Davies Insurance Consultants Ltd we put you, your people and your business needs first. From the moment you reach out to us, you’ll understand the difference in working with a bespoke, independent broker.
With our personalised advice, you can rest assured that we will never oversell cover. We pride ourselves on carrying out in-depth evaluations of all our clients’ businesses to ensure the insurance solution we recommend is the one that fits your business and people perfectly, as well as covering any legal requirements you may have. That way, you know you’re only paying for the protection you actually need.
We’ll support you through the whole process, delivering a tailored policy with all-round protection. Should your insurance needs change later down the line, our team are always on hand to help. Get in touch with us today on 02920 626 226
"Very efficient, always friendly and helpful. I have used Watkin Davies for years, and they have always been competitive. I received great support recently when I had to make a claim, so I'd highly recommend them."
"I was very impressed with the quality of the service - it was outstanding. The advisor, Ms Spear went above and beyond to give me the best driving insurance policy. The policy I have received is exactly what I was looking for. Thank you so much Ms Spear!"
"I've used Instructorcover Plus for my driving instructor insurance for a number of years. Not only are prices competitive, even at renewal, but customer service is fantastic. Call operators are always cheerful and incredibly helpful. Everything is always sorted in a single call, saving valuable time. Highly recommend."
"Absolutely superb service from the team, particularly Natalie. Very easy and simple process"
"As aways very efficient"
"I have used InstructorcoverPlus for my driving tuition insurance for a number of years. Their prices are always competitive and everyone I speak to is friendly and helpful."
"Ceri was very helpful and knowledgeable on the phone"
"Karrie Brewer was so helpful today, especially as one insurance company would not quote, so had to shop around for us, many thanks"
"Kelly is amazing. Very helpful and friendly, did a great job today with helping me out to get insured. Amazing service!"
"Great service. Got my first driving instructor insurance with this firm. Price was competitive and customer service provided by Jane was great. I will definitely recommend the service."
"Team were very helpful when it came time to renew my policy, taking the time to check and make any amendments needed. Would highly recommend."
"5 stars!"
"Excellent service from Watkin Davies as per usual. I love the way they do all the hard work researching best quotes and provide you with your options. All the staff are very friendly and professional, I have to highlight Ceri who always does a fantastic job for me and my family."
"Really helpful and efficient customer service, friendly and knowledgeable too. I would highly recommend InstructorcoverPlus."
"I m a returning customer and what a wonderful experience. Emma is new to her role but she was very helpful and polite throughout. She got the quote done very quickly and managed to beat all my other quotations. I therefore didn't have to waste any more time. Further she offered me three instalments at 0% which is helpful in this current economic climate. The paperwork was sent straight away. Highly recommended."
"Once again, could not have been more helpful! Still a pleasure to speak to a 'real person' who knew what they were talking about!"