How Does Fleet Insurance Work?

Each of your vehicles can be insured under the same policy, and all of your employees can use any one of these vehicles without having to make any amendments to your policy.  Because the insurance is arranged as a multi-car policy, it can actually be more cost-effective than if you were to insure each vehicle separately, an added benefit to an already sensible option.

What Vehicles Can It Cover?

Under a motor fleet policy you could have a moped alongside a large van, or a car insured under the same policy as an HGV. Not only does this give you flexibility, but each can benefit from the same comprehensive cover you might expect from a single commercial vehicle policy.

In addition to the covers you might find in a standard commercial vehicle policy, such as comprehensive, third party only and third party fire and theft, Watkin Davies will help you consider what else will be useful to your business in particular.

This might include:

• Product & Public Liability
• Goods in transit
• Theft of tools and materials
• Minibus cover