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with one simple policy

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What is Motor Fleet Insurance?

It exists for the simple reason of making the management of company cars, vans or other vehicles much easier. Watkin Davies are here to facilitate this, explaining how the motor fleet insurance policy works, what it covers and why it’s often the better option if you are a business which uses three or more vehicles.

How Does Fleet Insurance Work?

Each of your vehicles can be insured under the same policy, and all of your employees can use any one of these vehicles without having to make any amendments to your policy.  Because the insurance is arranged as a multi-car policy, it can actually be more cost-effective than if you were to insure each vehicle separately, an added benefit to an already sensible option.

How Does It Work?

Under a motor fleet policy you could have a moped alongside a large van, or a car insured under the same policy as an HGV. Not only does this give you flexibility, but each can benefit from the same comprehensive cover you might expect from a single commercial vehicle policy.

In addition to the covers you might find in a standard commercial vehicle policy, such as comprehensive, third party only and third party fire and theft, Watkin Davies will help you consider what else will be useful to your business in particular.

This might include:

  • Product & Public Liability
  • Goods in transit
  • Theft of tools and materials
  • Breakdown Cover

Because so many businesses rely on commercial vehicles for the smooth running of their operations, there is a wealth of motor fleet insurance policies on the insurance market.

At Watkin Davies, we will help choose a policy that’s going to work well for your business, so if there is a problem, it won’t completely put the brakes on your business.

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About Us

Watkin Davies Insurance Consultants are one of Wales’ largest Independent Insurance Brokers, established in 1978 by Roger Watkins. Since this time we have become one of the leading Commercial and Personal Insurance Brokers in the region and the trusted insurance advisor to hundreds of Welsh and UK businesses and individuals.

Head Office

15 & 19 Penlline Road
Cardiff, CF14 2AA
029 2062 6226
Opening Hours
Mon-Fri: 9am to 5.30pm
Sat: 9.30am to 1pm
Sun: Closed

Official Insurance Partner

Official Insurance Partner of the FAW Trust

Official Insurance Partner of the WSA

Membership & Accreditation

Chwarae Teg FairPlay Employer Award

Member of British Insurance Brokers Association