×Coronavirus Update: Read our latest news and updates here
Looking for a quote for Directors & Officers Insurance?

Protection for your Company and it’s Directors ​

against actual or alleged wrongful acts​

Get A Quote

Why Choose Us?

Watkin Davies Insurance Consultants Ltd provides bespoke Directors & Officers’ Liability Insurance (D&O) across a variety of sectors.  Directors’ & Officers’ Liability or Management Liability Insurance (MLP) as it is now more commonly known, can be a complex policy type, and one which has continued to evolve over time, broadening its cover and wording.  Our team of experts work with you to ensure that we provide the right multi-dimensional solution, whilst ensuring you have a full understanding of the coverage provided across the various sections available within the policy.    

We source compatible solutions from a number of market leading insurers, taking into consideration the risk features of each individual organisation we work with to ensure that we deliver cost effective and comprehensive policies for our clients.

What is Directors & Officers Liability Insurance?

Directors’ and Officers’ Liability Insurance plays a significant role in protecting individual Directors against their personal liability should a claim be brought against them for their wrongful acts.
Key risks to your business include; Regulatory Investigations & Prosecutions, Employee & Third Party Fraud, Shareholder/Investor Claims, Cybercrime, Non-internet identity fraud, Contract disputes, Cyber liability, Pension claims, Data protection breaches, Pollution claims.
This section provides coverage to employers against claims made by employees alleging, for example; harassment, discrimination, wrongful/unfair dismissal and failure to promote/negligent evaluation.
Pension trustee liability insurance also provides cover for the company and its pension plan. That’s because while in theory the trustee may be personally liable, in practice the risk is often carried by the employer or the pension plan by indemnities and exoneration clauses.
This extension provides cover against fraudulent or dishonest activities carried out by employees or outside third parties, or collusion between internal staff and external parties such as suppliers, including investigation costs and expenses.

What Does It Do?

Directors’ and officers’ liability insurance – also known as D&O insurance – covers the cost of compensation claims made against your business’s directors and key managers (officers) for alleged wrongful acts.

Wrongful acts include:

  • Breach of trust

  • Breach of duty

  • Neglect

  • Error

  • Misleading statements

  • Wrongful trading

 

Cover the cost of compensation claims

Protect your Directors & Officers
Get in touch to arrange cover tailored to your business

Get A Quote

or call us on 02920 626 226

Latest Business News

Thinking of taking out Private Medical Insurance?

No Comments

During the peak of the COVID-19 pandemic, the NHS was put under incredible strain, with the effects proving to be long-lasting.

Read more

Uncover the sinister role of social engineering in Cyber Attacks

No Comments

Gone are the days when the term phishing was associated with a leisurely Sunday afternoon activity and trees were the only victims of hacking.

Read more

Is your commercial property insured for the right amount?

No Comments

Data from RebuildCostASSESSMENT.com shows that, after assessing more than 2,000 commercial properties (from shops, hotels, offices, and factories)

Read more

Taking a break from your desk

No Comments

Why taking a break from your desk is important

Read more

Don’t let your business fall victim to time theft

No Comments

Time theft is when your employee accepts payment for work which they have not done the hours for, or similarly if they have done the hours but have

Read more

About Us

Watkin Davies Insurance Consultants Ltd are one of Wales’ largest Independent Insurance Brokers, established in 1978 by Roger Watkins. Since this time we have become one of the leading Commercial and Personal Insurance Brokers in the region and the trusted insurance advisor to hundreds of Welsh and UK businesses and individuals.

Head Office

15 & 19 Penlline Road
Cardiff, CF14 2AA
029 2062 6226
Opening Hours
Mon-Fri: 9am to 5.00pm
Sat: Closed
Sun: Closed

Official Insurance Partner

Official Insurance Partner of the FAW Trust

Official Insurance Partner of the WSA

Membership & Accreditation

Chwarae Teg FairPlay Employer Award

Member of British Insurance Brokers Association