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Directors & Officers Insurance

Directors & Officers Insurance

Looking for a quote for directors & officers’ insurance? Protection for your company and its directors against actual or alleged wrongful acts.

Why Choose Us?

Watkin Davies Insurance Consultants Ltd provides bespoke Directors & Officers’ Liability Insurance (D&O) across a variety of sectors.  Directors’ & Officers’ Liability or Management Liability Insurance (MLP) as it is now more commonly known, can be a complex policy type, and one which has continued to evolve over time, broadening its cover and wording.  Our team of experts work with you to ensure that we provide the right multi-dimensional solution, whilst ensuring you have a full understanding of the coverage provided across the various sections available within the policy.    

We source compatible solutions from a number of market leading insurers, taking into consideration the risk features of each individual organisation we work with to ensure that we deliver cost effective and comprehensive policies for our clients.

What is Directors & Officers Liability Insurance?

Directors’ & Officers Liability:
Directors’ and Officers’ Liability Insurance plays a significant role in protecting individual Directors against their personal liability should a claim be brought against them for their wrongful acts.

Company Legal Liability:
Key risks to your business include; Regulatory Investigations & Prosecutions, Employee & Third Party Fraud, Shareholder/Investor Claims, Cybercrime, Non-internet identity fraud, Contract disputes, Cyber liability, Pension claims, Data protection breaches, Pollution claims.

Employment Practices Liability:
This section provides coverage to employers against claims made by employees alleging, for example; harassment, discrimination, wrongful/unfair dismissal and failure to promote/negligent evaluation.

Pension Trustees Liability:
Pension trustee liability insurance also provides cover for the company and its pension plan. That’s because while in theory the trustee may be personally liable, in practice the risk is often carried by the employer or the pension plan by indemnities and exoneration clauses.

Crime/Fidelity:
This extension provides cover against fraudulent or dishonest activities carried out by employees or outside third parties, or collusion between internal staff and external parties such as suppliers, including investigation costs and expenses.

What Does It Do?

Directors’ and officers’ liability insurance – also known as D&O insurance – covers the cost of compensation claims made against your business’s directors and key managers (officers) for alleged wrongful acts.

Wrongful acts include:

  • Breach of trust

  • Breach of duty

  • Neglect

  • Error

  • Misleading statements

  • Wrongful trading


Talk to the experts and let us find the right policy for you

Try us out and see how we can help make finding the right insurance cover that little bit easier for you.

Cardiff 02920 626 226
Newport 01633 250 282
Ystrad Mynach 01443 816 099

What Our Customers Say

Google Reviews
19 Reviews

Gary Williams

2022-06-06

"Just could not have been more helpful! A pleasure to speak to a ‘real person’ who knew what they were talking about!"

Pam Warner

2022-04-03

"Very happy with the service provided. We have found Watkin Davies Insurance Consultants very helpful and always research the best deal for the customer."

Peter brown

2022-01-24

"I recently renewed my motor insurance with Watkin Davies. Shelley was extremely helpful and efficient and the overall experience was excellent."

Jane Stark

2021-07-05

"Used Watkin Davies for a number of years personally and for business. The service is impeccable."

Susie McGrath

2022-10-10

"Very happy with the service provided. I’ve always found the staff very helpful, pleasant and professional."

Patricia Brinkley

2022-10-10

"The service provided is very professional and helpful, of good value. Thank you."


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About Watkin Davies

Watkin Davies Insurance Consultants Ltd. is an independent Insurance Broker, our head office is in Cardiff, in the village of Whitchurch close to the M4 motorway. The business was established by Roger Watkins in 1978 and is the trusted insurance advisor to many individuals and businesses throughout the UK. We are proud of our independent status and pride ourselves on our customer service.

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  • We are proud of our claims service, our aim is to provide our customers with a first class service and ensure settlement is met within our customers expectations.
  • We have a highly skilled team, working hard to understand our customers requirements and needs & pride ourselves on customer service.
  • We have access to a comprehensive panel of insurers that allow us to provide cover you need at a competitive premium.
  • The business was established by Roger Watkins in 1978 and is the trusted insurance advisor to many individuals and businesses throughout the UK.

Watkin Davies Insurance Consultants Ltd (Part of the Aplan Group) Including trading names of CAR, InstructorcoverPlus, Quentin L Jones & PropertycoverPlus, Registered in England and Wales (No 02102120). Registered office 2 Des Roches Square, Witan Way, Witney. OX28 4LE.
Authorised and regulated by the Financial Conduct Authority (FCA No 136066)