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Equine Insurance

Equine Insurance

Looking for a quote for equine insurance? Insurance solutions to help keep your equine business stable.

Working with horses can be hugely rewarding, but also carries risks. It’s essential to have the right cover for your situation in place. Every business interacts with horses in different ways and may require various types of cover as a result of this.

Cover for your horses

Most obviously, if you own any horses, whether for your personal leisure or for racing, competitions and breeding, then you’ll want to make sure they are correctly insured. A horse can represent a significant financial investment and a source of income, so if your animal is injured you’ll want to make sure any veterinary fees are taken care of and that any lost income is accounted for. If your horse strays, is stolen or even killed, you’ll want to ensure you’re compensated.

Cover for you and your staff

So your horse is insured for injury, but what about you? Even the best trained horse can be spooked and even the most experienced rider or trainer can fall. Because of this, Personal Accident cover is essential so that you’re not left paying expensive medical bills and losing income if you are unable to work while you recover. Depending on your needs, this cover can be included in an equine insurance policy with cover for you and any other riders, trainers or breeders that come into contact with horses in your care.

Ensure you have the correct level and range of Liability Insurance in place, so that you’re covered if your horse injures a member of the public. This is especially important for riding schools, trekking centres and other businesses where horses are directly interacting with members of the public.

Cover for your property and equipment

If you keep horses, it’s likely you keep them in specialist buildings with equipment, which would be expensive to replace if you fell victim to fire, flooding or theft. From your stables, outhouses and showground, to grooming products, show jumps and feed, the other things you own are almost as important as your actual horses and will require the right level and range of cover. This also includes horseboxes, trailers and horse transporters, all of which can be included where needed under a tailored Equine Insurance Policy

Talk to the experts and let us find the right policy for you

Try us out and see how we can help make finding the right insurance cover that little bit easier for you.

Cardiff 02920 626 226
Newport 01633 250 282
Ystrad Mynach 01443 816 099

What Our Customers Say

Google Reviews
79 Reviews

Mal Elwood

1 year ago

"Very efficient, always friendly and helpful. I have used Watkin Davies for years, and they have always been competitive. I received great support recently when I had to make a claim, so I'd highly recommend them."

A Ali

1 year ago

"I was very impressed with the quality of the service - it was outstanding. The advisor, Ms Spear went above and beyond to give me the best driving insurance policy. The policy I have received is exactly what I was looking for. Thank you so much Ms Spear!"

Adam Kearns

1 year ago

"I've used Instructorcover Plus for my driving instructor insurance for a number of years. Not only are prices competitive, even at renewal, but customer service is fantastic. Call operators are always cheerful and incredibly helpful. Everything is always sorted in a single call, saving valuable time. Highly recommend."

Macca Ginger

11 months ago

"Absolutely superb service from the team, particularly Natalie. Very easy and simple process"

steve rudgley

11 months ago

"As aways very efficient"

Barrie P

10 months ago

"I have used InstructorcoverPlus for my driving tuition insurance for a number of years. Their prices are always competitive and everyone I speak to is friendly and helpful."

Kathryn Parkes

10 months ago

"Ceri was very helpful and knowledgeable on the phone"

John Gabriel

8 months ago

"Karrie Brewer was so helpful today, especially as one insurance company would not quote, so had to shop around for us, many thanks"

Sulman Khosty

8 months ago

"Kelly is amazing. Very helpful and friendly, did a great job today with helping me out to get insured. Amazing service!"

Andy Amadi

9 months ago

"Great service. Got my first driving instructor insurance with this firm. Price was competitive and customer service provided by Jane was great. I will definitely recommend the service."

Lynne Turner

10 months ago

"Team were very helpful when it came time to renew my policy, taking the time to check and make any amendments needed. Would highly recommend."

Nikki Mellin

10 months ago

"5 stars!"

Pam Durbin

11 months ago

"Excellent service from Watkin Davies as per usual. I love the way they do all the hard work researching best quotes and provide you with your options. All the staff are very friendly and professional, I have to highlight Ceri who always does a fantastic job for me and my family."

Steve P

1 year ago

"Really helpful and efficient customer service, friendly and knowledgeable too. I would highly recommend InstructorcoverPlus."

Ricki Dango

1 year ago

"I m a returning customer and what a wonderful experience. Emma is new to her role but she was very helpful and polite throughout. She got the quote done very quickly and managed to beat all my other quotations. I therefore didn't have to waste any more time. Further she offered me three instalments at 0% which is helpful in this current economic climate. The paperwork was sent straight away. Highly recommended."

Gary Williams

1 year ago

"Once again, could not have been more helpful! Still a pleasure to speak to a 'real person' who knew what they were talking about!"


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About Watkin Davies

Watkin Davies Insurance Consultants is an independent Insurance Broker and a trading name of A-Plan Holdings, our head office is in Cardiff, in the village of Whitchurch close to the M4 motorway. The business was established by Roger Watkins in 1978 and is the trusted insurance broker to many individuals and businesses throughout the UK. We are proud of our independent status and pride ourselves on our customer service.

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  • We are proud of our claims service, our aim is to provide our customers with a first class service and ensure settlement is met within our customers expectations.
  • We have a highly skilled team, working hard to understand our customers requirements and needs & pride ourselves on customer service.
  • We have access to a comprehensive panel of insurers that allow us to provide cover you need at a competitive premium.
  • The business was established by Roger Watkins in 1978 and is the trusted insurance advisor to many individuals and businesses throughout the UK.

Watkin Davies & InstructorcoverPlus is a trading name of A-Plan Holdings, which is authorised and regulated by the Financial Conduct Authority No. 310164. Registered in England and Wales under company registration number 750484. Registered Office: 2 Des Roches Square, Witney, OX28 4LE. Calls may be monitored and recorded for quality assurance purposes.
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