Business

Whilst many of us have the option to turn the heating up when cold weather stikes, wear a few extra layers and supply both ourselves and our co-workers with a constant stream of hot drinks, construction workers must face the elements head-on.

Santorini Architecture
The island of Santorini in the Mediterranean is famous for the limestone whitewashed houses that reflect the sun’s scorching heat. Small windows and doors, and thick plaster walls, also keep rooms cool.

Below are the top 10 causes of loss and emerging trends from over 11,000 business claims in 148 countries.

As well as pre-booked summer holidays, unplanned absences tend to spike during warm weather. These days off, which are most likely to be on Mondays, Fridays and the day before holidays, are noted to reduce productivity by a whopping 36.6%.

What do we need to be productive in our work lives? We need the right tools which in a typical office setting would inevitable include a computer and phone, and the right personal qualities – skills, knowledge, motivation.

Employers and businesses including shops, local authorities and schools must take steps to remove barriers faced by people with disabilities, ensuring everyone can receive the same services and work without disadvantages.

Whether it’s due to a natural disaster, delayed travel, venue cancellation or your entertainment pulling out at the last minute, you’ll likely face backlash if your event cannot go ahead. 

There are many products that you can consider when taking a new mortgage, and not all will be appropriate or necessary, so it is important to tailor the best cover to your personal circumstances. Here is a summary of what options you should consider and why some are not relevant:

Cyber-crime is one of the biggest problems facing businesses in the present day, with hackers attempting both rudimentary and more sophisticated methods to infiltrate your systems and data.

Trade credit enables businesses to exchange goods or services without an immediate cash transaction. Instead, the businesses make an agreement for the buyer to pay the amount owed in a fixed period of time.