Motor Trade Insurance: Support and Protection for your operations and vehicles
Taking control of dozens of cars on a daily basis means you take on the responsibility that they’re road legal for you and your employees to drive.
Watkin Davies can arrange specialist insurance to support all aspects of your work.
In any business you need to consider whether you’re insurance is going to adequately mitigate against claims or losses if, for example, there is damage to your premises, theft of property, someone is injured or a vital piece of equipment or plant breaks down.
Motor trade insurance can encompass all these factors, but crucially can also ensure that any vehicles in your care, such as those you are selling or repairing on behalf of a customer, are road legal should you need to move them.
Product Liability and Professional Indemnity cover for the Motor Trade
You may need to consider Product Liability and/or Professional Indemnity. This can help protect your business if the work you carry out on a customer’s car results in an accident or financial loss. Also you can be in a better position to defend any allegations or pay compensation without damaging your finances.
Cover for your Motor Trade Equipment and Machinery
Because garages, MOT test stations and Valeters may rely on equipment or machinery to carry out their work, you can include Engineering Inspection and Machine Breakdown on your policy to quickly rectify any issues allowing your work to continue.
Each motor trade business is different whether you are a dealership operating from residential premises or a mobile MOT service. Watkin Davies will search for and arrange an insurance package that’s going to be a good fit for you and your work, without stretching your budget.
