Why Choose Us?
From children’s groups and sports clubs to national fundraising schemes and initiatives for the elderly, charities can perform a wide variety of functions in the community.
As a result, your insurance will need to be tailored to the exact risks your organisation faces.
Watkin Davies are experienced in arranging Charity & Not For Profit Insurance, specific to the third sector. Supporting your work, this dedicated policy gives you the confidence that if anything went wrong you would have financial and professional assistance. Combining relevant covers to create a package which suits you, here are just some aspects of your work it can protect.
What Can We Cover?
A charity would be nothing without the people who work with it, from paid employees to volunteers and, of course, the people who use your services. Your Charity & Not For Profit Insurance package can include Trustee and Management Liability, protecting senior decision makers, as well as Employers’ Liability and Public Liability cover which can help pay settlements and legal fees as a result of injuries or accidents involving volunteers or visitors.
Depending on the nature of your work, you may be exposed to risks in the course of the work you do. Professional Indemnity cover is designed to protect against errors in your service, as well as Medical Malpractice cover – an especially important feature if you work with children or vulnerable adults. What’s more, your policy could include access to PR Crisis Management experts if a claim looks likely to affect your reputation.
As an organisation, you may well own premises, equipment and other physical assets – from a children’s play frame to medical equipment or charity shop stock. Your insurance can include Buildings, Contents and Stock cover, protecting against fire, flood and crime.
We understand that charities are highly regulated environments, which must keep detailed records of the cash they receive and spend. Money cover could be invaluable if there are any allegations of theft or misuse of funds, whilst Legal Expenses insurance can keep your finances afloat if you have to defend against a claim.
Whether you run a small-scale operation with limited resources or a national organisation with a high turnover, you will need to protect your people, volunteers, buildings and activities with specialist insurance and access to professional support when you need it. Without worrying about things going wrong, you can focus on doing a great job.
For a thorough assessment of your Charity & Not-For-Profit Insurance requirements, contact Watkin Davies today.