What Can We Cover?

Your people

A charity would be nothing without the people who work with it, from paid employees to volunteers and, of course, the people who use your services. Your Charity & Not For Profit Insurance package can include Trustee and Management Liability, protecting senior decision makers, as well as Employers’ Liability and Public Liability cover which can help pay settlements and legal fees as a result of injuries or accidents involving volunteers or visitors.

Your work

Depending on the nature of your work, you may be exposed to risks in the course of the work you do. Professional Indemnity cover is designed to protect against errors in your service, as well as Medical Malpractice cover – an especially important feature if you work with children or vulnerable adults. What’s more, your policy could include access to PR Crisis Management experts if a claim looks likely to affect your reputation.

Your assets

As an organisation, you may well own premises, equipment and other physical assets – from a children’s play frame to medical equipment or charity shop stock. Your insurance can include Buildings, Contents and Stock cover, protecting against fire, flood and crime.

Your money

We understand that charities are highly regulated environments, which must keep detailed records of the cash they receive and spend. Money cover could be invaluable if there are any allegations of theft or misuse of funds, whilst Legal Expenses insurance can keep your finances afloat if you have to defend against a claim.