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Holiday Home Insurance

Holiday Home Insurance

Looking for a quote for holiday home insurance? We're here to help you with protecting your holiday home the right way.

Why Choose Us?

If you are fortunate enough to own a holiday home or second home then make sure that this prized asset is looked after with the best insurance policy available. As a completely independent insurance broker, Watkin Davies will bring you the most competitive holiday home insurance deals on the market. As we have no ties to any particular insurers, you can rest assured all the advice we offer is completely impartial and given with your best interests at heart.

What is Holiday Home Insurance?

If you have a holiday home, it’ll face the same risks as your main home, so you’ll need insurance if you want it protected. Most standard home insurance policies won’t cover a holiday home, as ordinary home insurance cover isn’t enough. This is because insurers usually insist that any property they cover isn’t left empty for more than 30 days a year, ruling out most holiday homes.

If a holiday home is unoccupied most of the year, it increases the risk of burglary or damage – for instance, if a pipe starts leaking while you’re away, you might not discover it until after there’s been significant water damage. Holiday home insurance is designed to cover these extra risks. Each customer has very differing requirements when searching for holiday home insurance. Some individuals may be lucky enough to spend a large proportion of their time in their holiday home, while others may leave their property unoccupied for much of the year, or even use it as a holiday let.

Whatever your circumstance, the personal and friendly service we offer at Watkin Davies will help you find a holiday home insurance policy that matches your specific individual requirements exactly.

What do we cover?

The entire ethos behind Propertycoverplus is to find niche insurance policies for customers, whatever their requirements. We can protect your second home with a cost effective specialist holiday home insurance policy, which does not restrict your cover when let or unoccupied.

Examples of the cover for loss and damage you can expect from one of our holiday home insurance policies, includes:

  • Fire, lighting, explosion or earthquake
  • Damage from aircraft
  • Storm, tempest or flood
  • Escape of water from fixed water tanks, apparatus or pipes
  • Escape of oil from domestic fixed fuel oil tanks, apparatus or pipes
  • Theft or attempted theft, including theft by tenants
  • Impact by any vehicle or animal
  • Riots, strikes, violent disorder, civil commotion or malicious damage
  • Subsidence, landslip or heave
  • Falling trees, lampposts or telegraph poles
Talk to the experts and let us find the right policy for you

Try us out and see how we can help make finding the right insurance cover that little bit easier for you.

Cardiff 02920 621 056
Newport 01633 250 282
Ystrad Mynach 01443 816 099

What Our Customers Say

Google Reviews
19 Reviews

Gary Williams

2022-06-06

"Just could not have been more helpful! A pleasure to speak to a ‘real person’ who knew what they were talking about!"

Pam Warner

2022-04-03

"Very happy with the service provided. We have found Watkin Davies Insurance Consultants very helpful and always research the best deal for the customer."

Peter brown

2022-01-24

"I recently renewed my motor insurance with Watkin Davies. Shelley was extremely helpful and efficient and the overall experience was excellent."

Jane Stark

2021-07-05

"Used Watkin Davies for a number of years personally and for business. The service is impeccable."

Susie McGrath

2022-10-10

"Very happy with the service provided. I’ve always found the staff very helpful, pleasant and professional."

Patricia Brinkley

2022-10-10

"The service provided is very professional and helpful, of good value. Thank you."


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About Watkin Davies

Watkin Davies Insurance Consultants Ltd. is an independent Insurance Broker, our head office is in Cardiff, in the village of Whitchurch close to the M4 motorway. The business was established by Roger Watkins in 1978 and is the trusted insurance advisor to many individuals and businesses throughout the UK. We are proud of our independent status and pride ourselves on our customer service.

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  • We are proud of our claims service, our aim is to provide our customers with a first class service and ensure settlement is met within our customers expectations.
  • We have a highly skilled team, working hard to understand our customers requirements and needs & pride ourselves on customer service.
  • We have access to a comprehensive panel of insurers that allow us to provide cover you need at a competitive premium.
  • The business was established by Roger Watkins in 1978 and is the trusted insurance advisor to many individuals and businesses throughout the UK.

Watkin Davies Insurance Consultants Ltd (Part of the Aplan Group) Including trading names of CAR, InstructorcoverPlus, Quentin L Jones & PropertycoverPlus, Registered in England and Wales (No 02102120). Registered office 2 Des Roches Square, Witan Way, Witney. OX28 4LE.
Authorised and regulated by the Financial Conduct Authority (FCA No 136066)