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Water Sports Insurance

Water Sports Insurance

Keeping your Water sports business out of rough water At Watkin Davies, we understand that there is far more to Water Sports than just getting wet.

Watch the Water Sports Video

There’s a thriving community of water sports businesses in the UK from Caithness through to Newquay, offering activities from scuba courses, snorkelling tours, boat rides, equipment hire and surf schools, enabling anyone from beginners to big kahunas to enjoy our marvellous coastlines. Water sports can offer the ultimate adrenaline rush whilst activities such as scuba diving evoke feelings of wonder unlike anything else – but conditions can be hard to predict, which means that you need to be prepared for any eventuality.

If you own your own surf school, hire out water sports equipment or offer scuba/snorkelling tours to adventurous tourists, you’ve probably seen first-hand what can go wrong when in hot water.

Watkin Davies are the Official Insurance Partners to the Water Skills Academy https://www.waterskillsacademy.com/ and working closely with them have tailor made a unique Insurance Scheme for their affiliated Clubs & Members from Online Shops through to Surf Schools and Events.  We offer a unique wording with generous levels of cover and with pre-agreed pricing, to ensure you have the highest level of cover but at a competitive premium.

Cover can include;

  • Public, Products & Member to Member Liability
  • Employers Liability
  • Professional Indemnity to cover Advice, Tuition, Guidance and Training
  • Buildings & Contents
  • Business Interruption
  • Storage Containers
  • Money
  • Computers incl. Cyber & Data Liability
  • Sporting Kit & Equipment, including whist on hire
  • Legal Expenses
  • Group Personal Accident & Injury  
  • Directors & Officers Liability
  • Marine Insurance for Vessels such as Safety Boats, Jet-Ski’s and small Ribs
  • Plant, Machinery & Equipment, such as Quad Bikes or Tractors
  • Event Insurance incl. Cancellation
  • Online Shops

Not a member of the Water Skills Academy?   We can provide bespoke insurance solutions with broad generous wordings to ensure peace of mind for all Companies involved in Water Sports. 

We can cover majority of activities, including (but not limited to); Stand-Up Paddle boarding, Stand-up Paddle boarding YOGA, Wing Foiling, Sit on Top Kayaking, Canoeing, Packrafting, Surfing/Bodyboarding, Lifeguarding, Outrigger Paddling, Open Water Swimming & Safety Courses, First Aid, Windsurfing, Hire of Equipment.

In addition, we can also bespoke your policy to include additional activities, such as; Bushcraft Skills, Primitive Skills, Camping, Orienteering, Hiking, Teambuilding, Leadership Awards and Mountain Biking.

Talk to the experts and let us find the right policy for you

Try us out and see how we can help make finding the right insurance cover that little bit easier for you.

Cardiff 02920 626 226
Newport 01633 250 282
Ystrad Mynach 01443 816 099

What Our Customers Say

Google Reviews
79 Reviews

Mal Elwood

1 year ago

"Very efficient, always friendly and helpful. I have used Watkin Davies for years, and they have always been competitive. I received great support recently when I had to make a claim, so I'd highly recommend them."

A Ali

10 months ago

"I was very impressed with the quality of the service - it was outstanding. The advisor, Ms Spear went above and beyond to give me the best driving insurance policy. The policy I have received is exactly what I was looking for. Thank you so much Ms Spear!"

Adam Kearns

10 months ago

"I've used Instructorcover Plus for my driving instructor insurance for a number of years. Not only are prices competitive, even at renewal, but customer service is fantastic. Call operators are always cheerful and incredibly helpful. Everything is always sorted in a single call, saving valuable time. Highly recommend."

Macca Ginger

9 months ago

"Absolutely superb service from the team, particularly Natalie. Very easy and simple process"

steve rudgley

9 months ago

"As aways very efficient"

Barrie P

9 months ago

"I have used InstructorcoverPlus for my driving tuition insurance for a number of years. Their prices are always competitive and everyone I speak to is friendly and helpful."

Kathryn Parkes

8 months ago

"Ceri was very helpful and knowledgeable on the phone"

John Gabriel

6 months ago

"Karrie Brewer was so helpful today, especially as one insurance company would not quote, so had to shop around for us, many thanks"

Sulman Khosty

6 months ago

"Kelly is amazing. Very helpful and friendly, did a great job today with helping me out to get insured. Amazing service!"

Andy Amadi

7 months ago

"Great service. Got my first driving instructor insurance with this firm. Price was competitive and customer service provided by Jane was great. I will definitely recommend the service."

Lynne Turner

8 months ago

"Team were very helpful when it came time to renew my policy, taking the time to check and make any amendments needed. Would highly recommend."

Nikki Mellin

9 months ago

"5 stars!"

Pam Durbin

9 months ago

"Excellent service from Watkin Davies as per usual. I love the way they do all the hard work researching best quotes and provide you with your options. All the staff are very friendly and professional, I have to highlight Ceri who always does a fantastic job for me and my family."

Steve P

10 months ago

"Really helpful and efficient customer service, friendly and knowledgeable too. I would highly recommend InstructorcoverPlus."

Ricki Dango

10 months ago

"I m a returning customer and what a wonderful experience. Emma is new to her role but she was very helpful and polite throughout. She got the quote done very quickly and managed to beat all my other quotations. I therefore didn't have to waste any more time. Further she offered me three instalments at 0% which is helpful in this current economic climate. The paperwork was sent straight away. Highly recommended."

Gary Williams

11 months ago

"Once again, could not have been more helpful! Still a pleasure to speak to a 'real person' who knew what they were talking about!"

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About Watkin Davies

Watkin Davies Insurance Consultants is an independent Insurance Broker and a trading name of A-Plan Holdings, our head office is in Cardiff, in the village of Whitchurch close to the M4 motorway. The business was established by Roger Watkins in 1978 and is the trusted insurance broker to many individuals and businesses throughout the UK. We are proud of our independent status and pride ourselves on our customer service.


  • We are proud of our claims service, our aim is to provide our customers with a first class service and ensure settlement is met within our customers expectations.
  • We have a highly skilled team, working hard to understand our customers requirements and needs & pride ourselves on customer service.
  • We have access to a comprehensive panel of insurers that allow us to provide cover you need at a competitive premium.
  • The business was established by Roger Watkins in 1978 and is the trusted insurance advisor to many individuals and businesses throughout the UK.

Watkin Davies & InstructorcoverPlus is a trading name of A-Plan Holdings, which is authorised and regulated by the Financial Conduct Authority No. 310164. Registered in England and Wales under company registration number 750484. Registered Office: 2 Des Roches Square, Witney, OX28 4LE. Calls may be monitored and recorded for quality assurance purposes.
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