Why Choose Us?
Shops and Offices Insurance provides a combination of cover which is designed to protect businesses from large chain retailers and independent shops to office premises and surgeries.
Products such as Business Interruption, Deterioration of Stock and Specialist Equipment are included, amongst more staple covers of Liability and Building and Contents Insurance.
To keep your insurance protection in budget, Watkin Davies will take the details of your business into account, whether it’s a boutique shop or veterinary surgery, and use this information to source an insurance policy that offers appropriate cover and leaves out any unnecessary additions.
What's Included?
Christmas is always going to be a busier time for most retailers, and they will likely prepare for this with increased stock in the lead up to December. Many Shop Insurance policies will automatically include cover for increased stock levels, or offer it as an optional extra.
Freezer breakdowns can be damaging to your stock, or speed along the decline in effectiveness of some medicines. As stock is such an important part of these businesses, there’s cover specific to these occasions for both shops and surgeries.
Computer equipment comes in all shapes and sizes, keeping people connected and working while on the move. Office Insurance can feature protection for portable equipment including laptops, smartphones and tablets, as well as servers and desktop PCs.
Floods, emergency roadworks, vandalism; all these issues are not the fault of your business, but it would be your business that would end up paying through lost trading. Business Interruption covers lost revenue while you’re unable to trade and can include alternative premises, depending on the policy.
Dentists and veterinary surgeries are two examples of businesses that will rely on specialist equipment. An Office Insurance policy can cover this equipment, helping with the cost of repair if they get broken or damaged.
Shops and Offices Insurance is tailor-made to protect your business, buildings, stock and more. It covers for eventualities that you would expect it to, as well as some you might not have considered.
You may also be interested in
Latest Business News
Thinking of taking out Private Medical Insurance?
During the peak of the COVID-19 pandemic, the NHS was put under incredible strain, with the effects proving to be long-lasting.
Uncover the sinister role of social engineering in Cyber Attacks
Gone are the days when the term phishing was associated with a leisurely Sunday afternoon activity and trees were the only victims of hacking.
Is your commercial property insured for the right amount?
Data from RebuildCostASSESSMENT.com shows that, after assessing more than 2,000 commercial properties (from shops, hotels, offices, and factories)
Don’t let your business fall victim to time theft
Time theft is when your employee accepts payment for work which they have not done the hours for, or similarly if they have done the hours but have
About Us
Watkin Davies Insurance Consultants Ltd are one of Wales’ largest Independent Insurance Brokers, established in 1978 by Roger Watkins. Since this time we have become one of the leading Commercial and Personal Insurance Brokers in the region and the trusted insurance advisor to hundreds of Welsh and UK businesses and individuals.
Head Office
15 & 19 Penlline Road
Cardiff, CF14 2AA
Cardiff, CF14 2AA
029 2062 6226
Opening Hours
Mon-Fri: 9am to 5.00pm
Sat: Closed
Sun: Closed
Mon-Fri: 9am to 5.00pm
Sat: Closed
Sun: Closed
Official Insurance Partner
Membership & Accreditation
