Why Choose Us?

Shops and Offices Insurance provides a combination of cover which is designed to protect businesses from large chain retailers and independent shops to office premises and surgeries. Products such as Business Interruption, Deterioration of Stock and Specialist Equipment are included, amongst more staple covers of Liability and Building and Contents Insurance. To keep your insurance protection in budget, Watkin Davies will take the details of your business into account, whether it’s a boutique shop or veterinary surgery, and use this information to source an insurance policy that offers appropriate cover and leaves out any unnecessary additions.

What's Included?

Increase Of Stock:
Christmas is always going to be a busier time for most retailers, and they will likely prepare for this with increased stock in the lead up to December. Many Shop Insurance policies will automatically include cover for increased stock levels, or offer it as an optional extra

Deterioration Of Stock:
Freezer breakdowns can be damaging to your stock, or speed along the decline in effectiveness of some medicines. As stock is such an important part of these businesses, there’s cover specific to these occasions for both shops and surgeries.

Information Technology:
Computer equipment comes in all shapes and sizes, keeping people connected and working while on the move. Office Insurance can feature protection for portable equipment including laptops, smartphones and tablets, as well as servers and desktop PCs.

Business Interruption:
Floods, emergency roadworks, vandalism; all these issues are not the fault of your business, but it would be your business that would end up paying through lost trading. Business Interruption covers lost revenue while you’re unable to trade and can include alternative premises, depending on the policy.

Specialist Equipment:
Dentists and veterinary surgeries are two examples of businesses that will rely on specialist equipment. An Office Insurance policy can cover this equipment, helping with the cost of repair if they get broken or damaged.

Shops and Offices Insurance is tailor-made to protect your business, buildings, stock and more. It covers for eventualities that you would expect it to, as well as some you might not have considered.