Call Us
GAP Insurance
With over 40 years experience within the Personal Insurance industry, we believe we have the knowledge and people to truly help you find the best policy for your needs and requirements.
Why Choose Us?
With over 40 years experience within the Personal Insurance industry, we believe we have the knowledge and people to truly help you find the best policy for your needs and requirements.
Watkin Davies, is a local broker with the customers needs the focus of everything we do. We strive on making sure every customer receives the best possible service, as well as getting the best policy they require and that it also suits their budget.
What is GAP Insurance?
GAP Insurance is designed to protect individuals and businesses against a financial shortfall if a vehicle is stolen or written off.
Your motor insurer may only pay-out the current market value. This could be less than what is needed to replace the vehicle, or to cover an outstanding amount on a finance or lease agreement.
Watkin Davies have partnered with a market leading GAP provider and can offer you a policy that will meet your individual needs.
What can we offer?
Single Gap:
Traditional GAP - Designed for someone who would like to protect themselves against a financial loss if their car is stolen or written off.
A simple and flexible product.
Cover options depend on how or when you acquire your vehicle and include clearing outstanding finance or termination charges, pay back to the invoice price or paying 25% on top of insurers settlement.
Top-up Gap:
Top Up GAP - Designed for someone who would like to protect themselves against a financial loss if their car is stolen or written off.
A simple and competitively priced product which can be renewed each year.
In the event of a total loss this can pay an additional 25% on top of the total loss valuation provided by the motor insurer.
Universal Gap:
Universal GAP - Designed for someone who would like to protect themselves against a financial loss if their car is stolen or written off.
A simple and flexible product which can be renewed each year.
Cover options depend on how or when you acquire your vehicle and include clearing outstanding finance or termination charges, pay back to the invoice price or paying 25% on top of insurers settlement.
Please contact us for more information about the products above, and other GAP insurance options available.
Talk to the experts and let us find the right policy for you
Try us out and see how we can help make finding the right insurance cover that little bit easier for you.
What Our Customers Say
Mal Elwood
"Very efficient, always friendly and helpful. I have used Watkin Davies for years, and they have always been competitive. I received great support recently when I had to make a claim, so I'd highly recommend them."
A Ali
"I was very impressed with the quality of the service - it was outstanding. The advisor, Ms Spear went above and beyond to give me the best driving insurance policy. The policy I have received is exactly what I was looking for. Thank you so much Ms Spear!"
Adam Kearns
"I've used Instructorcover Plus for my driving instructor insurance for a number of years. Not only are prices competitive, even at renewal, but customer service is fantastic. Call operators are always cheerful and incredibly helpful. Everything is always sorted in a single call, saving valuable time. Highly recommend."
Macca Ginger
"Absolutely superb service from the team, particularly Natalie. Very easy and simple process"
steve rudgley
"As aways very efficient"
Barrie P
"I have used InstructorcoverPlus for my driving tuition insurance for a number of years. Their prices are always competitive and everyone I speak to is friendly and helpful."
Kathryn Parkes
"Ceri was very helpful and knowledgeable on the phone"
John Gabriel
"Karrie Brewer was so helpful today, especially as one insurance company would not quote, so had to shop around for us, many thanks"
Sulman Khosty
"Kelly is amazing. Very helpful and friendly, did a great job today with helping me out to get insured. Amazing service!"
Andy Amadi
"Great service. Got my first driving instructor insurance with this firm. Price was competitive and customer service provided by Jane was great. I will definitely recommend the service."
Lynne Turner
"Team were very helpful when it came time to renew my policy, taking the time to check and make any amendments needed. Would highly recommend."
Nikki Mellin
"5 stars!"
Pam Durbin
"Excellent service from Watkin Davies as per usual. I love the way they do all the hard work researching best quotes and provide you with your options. All the staff are very friendly and professional, I have to highlight Ceri who always does a fantastic job for me and my family."
Steve P
"Really helpful and efficient customer service, friendly and knowledgeable too. I would highly recommend InstructorcoverPlus."
Ricki Dango
"I m a returning customer and what a wonderful experience. Emma is new to her role but she was very helpful and polite throughout. She got the quote done very quickly and managed to beat all my other quotations. I therefore didn't have to waste any more time. Further she offered me three instalments at 0% which is helpful in this current economic climate. The paperwork was sent straight away. Highly recommended."
Gary Williams
"Once again, could not have been more helpful! Still a pleasure to speak to a 'real person' who knew what they were talking about!"
Related Services
Looking for a quote for buy to let insurance? We're here to help you with all your buy to let insurance needs.
Looking for a quote for car insurance? Car insurance that doesn't catch you out, from the experts at Watkin Davies Insurance Consultants. Get a quote today and see how we can help you.
Looking for a quote for breakdown cover? Breakdown cover from Watkin Davies, so a bump in the road won’t take the shine off your day.
Looking for a quote for classic car insurance? Your classic car is an icon. Give it the insurance it deserves.
Tempcover is a leading provider of short-term insurance in the UK, here to help you find flexible temporary cover quickly and easily. Get the policy you need by receiving the cheapest quote from our panel of insurers for durations from 1 day up to 28 days.
High Value Car Policies from our Prestige range at Watkin Davies, can stretch your protection further than standard motor insurance.
"Home sweet home" Dedicated home insurance from the experts at Watkin Davies.
Looking for a quote for motorhome or campervan insurance? Let the experts help find the right insurance policy for you and protect your home from home.
Looking for a quote for caravan insurance? Let the experts help find the right caravan policy for you.
Looking for a quote for motorcycle insurance? From superbikes to scooters let us take care of your motorcycle insurance needs.
Looking for a quote for commercial property insurance? We're here to help you with all your commercial property insurance needs.
Looking for a quote for holiday home insurance? We're here to help you with protecting your holiday home the right way.
Looking for a quote for landlords’ insurance? Comprehensive and tailor-made buildings insurance for landlords and property investors.
Looking for a quote for unoccupied property insurance? Protect your vacant property with our tailor-made unoccupied property insurance.
Looking to insure your high value property? Trust the experts at Watkin Davies who have been protecting your High Value assets since 1978.
Looking to insure your van? Whether you're carrying tools or goods. We have you covered. Speak to the experts at Watkin Davies Insurance Consultants.
- Breakdown Cover
- Campervan & Motorhome Insurance
- Car Insurance
- Caravan Insurance
- Classic Car
- GAP Insurance
- High Value Car Insurance
- Motorcycle Insurance
- Temp Cover
- Van Insurance
- Buy-To-Let Insurance
- Commercial Property Insurance
- High Value Home Insurance
- Holiday Home Insurance
- Home Insurance
- Landlords Insurance
- Unoccupied Property Insurance
Motor Insurance
Property Insurance
What Our Customers Say
Mal Elwood
"Very efficient, always friendly and helpful. I have used Watkin Davies for years, and they have always been competitive. I received great support recently when I had to make a claim, so I'd highly recommend them."
A Ali
"I was very impressed with the quality of the service - it was outstanding. The advisor, Ms Spear went above and beyond to give me the best driving insurance policy. The policy I have received is exactly what I was looking for. Thank you so much Ms Spear!"
Adam Kearns
"I've used Instructorcover Plus for my driving instructor insurance for a number of years. Not only are prices competitive, even at renewal, but customer service is fantastic. Call operators are always cheerful and incredibly helpful. Everything is always sorted in a single call, saving valuable time. Highly recommend."
Macca Ginger
"Absolutely superb service from the team, particularly Natalie. Very easy and simple process"
steve rudgley
"As aways very efficient"
Barrie P
"I have used InstructorcoverPlus for my driving tuition insurance for a number of years. Their prices are always competitive and everyone I speak to is friendly and helpful."
Kathryn Parkes
"Ceri was very helpful and knowledgeable on the phone"
John Gabriel
"Karrie Brewer was so helpful today, especially as one insurance company would not quote, so had to shop around for us, many thanks"
Sulman Khosty
"Kelly is amazing. Very helpful and friendly, did a great job today with helping me out to get insured. Amazing service!"
Andy Amadi
"Great service. Got my first driving instructor insurance with this firm. Price was competitive and customer service provided by Jane was great. I will definitely recommend the service."
Lynne Turner
"Team were very helpful when it came time to renew my policy, taking the time to check and make any amendments needed. Would highly recommend."
Nikki Mellin
"5 stars!"
Pam Durbin
"Excellent service from Watkin Davies as per usual. I love the way they do all the hard work researching best quotes and provide you with your options. All the staff are very friendly and professional, I have to highlight Ceri who always does a fantastic job for me and my family."
Steve P
"Really helpful and efficient customer service, friendly and knowledgeable too. I would highly recommend InstructorcoverPlus."
Ricki Dango
"I m a returning customer and what a wonderful experience. Emma is new to her role but she was very helpful and polite throughout. She got the quote done very quickly and managed to beat all my other quotations. I therefore didn't have to waste any more time. Further she offered me three instalments at 0% which is helpful in this current economic climate. The paperwork was sent straight away. Highly recommended."
Gary Williams
"Once again, could not have been more helpful! Still a pleasure to speak to a 'real person' who knew what they were talking about!"