×Coronavirus Update: Read our latest news and updates here
Looking for a quote for GAP Insurance?

Let the experts help find the right GAP insurance

policy for you and protect your investment

Get A Quote

Why Choose Us?

With over 40 years experience within the Personal Insurance industry, we believe we have the knowledge and people to truly help you find the best policy for your needs and requirements.

Watkin Davies, is a local broker with the customers needs the focus of everything we do. We strive on making sure every customer receives the best possible service, as well as getting the best policy they require and that it also suits their budget.

What is GAP Insurance?

GAP Insurance is designed to protect individuals and businesses against a financial shortfall if a vehicle is stolen or written off.

Your motor insurer may only pay-out the current market value.  This could be less than what is needed to replace the vehicle, or to cover an outstanding amount on a finance or lease agreement.

Watkin Davies have partnered with a market leading GAP provider and can offer you a policy that will meet your individual needs.

What can we offer?

Single Gap:

Traditional GAP - Designed for someone who would like to protect themselves against a financial loss if their car is stolen or written off. 

A simple and flexible product. 

Cover options depend on how or when you acquire your vehicle and include clearing outstanding finance or termination charges, pay back to the invoice price or paying 25% on top of insurers settlement. 

Top-up Gap:

Top Up GAP - Designed for someone who would like to protect themselves against a financial loss if their car is stolen or written off. 

A simple and competitively priced product which can be renewed each year. 

In the event of a total loss this can pay an additional 25% on top of the total loss valuation provided by the motor insurer. 

Universal Gap:

Universal GAP - Designed for someone who would like to protect themselves against a financial loss if their car is stolen or written off. 

A simple and flexible product which can be renewed each year. 

Cover options depend on how or when you acquire your vehicle and include clearing outstanding finance or termination charges, pay back to the invoice price or paying 25% on top of insurers settlement. 

 

Please contact us for more information about the products above, and other GAP insurance options available.

 

Latest Personal News

How to spot fake reviews

Looks too good to be true…? Spotting fake reviews

No Comments

When shopping on sites such as Amazon, there are some products which have gathered thousands of reviews, but are they all they seem?

Read more

Insurance trends set for 2021

No Comments

While 2020 hasn’t come without its challenges, by forcing businesses into developing a new relationship with technology, the pandemic has significa

Read more

Payment Diversion Fraud – protecting your data

No Comments

Financial crime can affect any of us in both our work and personal lives.

Read more

Summer is on it's way - Be Sting Aware

No Comments

For most of us, while a sting can be painful and unpleasant, it’s pretty harmless and a minor irritation.

Read more

Is Hyperloop One the future of transport?

No Comments

It sounds like the stuff of sci-fi, but train-like vessels in underground vacuum tubes could be about to revolutionise the way we transport goods,

Read more

About Us

Watkin Davies Insurance Consultants are one of Wales’ largest Independent Insurance Brokers, established in 1978 by Roger Watkins. Since this time we have become one of the leading Commercial and Personal Insurance Brokers in the region and the trusted insurance advisor to hundreds of Welsh and UK businesses and individuals.

Head Office

15 & 19 Penlline Road
Cardiff, CF14 2AA
029 2062 6226
Opening Hours
Mon-Fri: 9am to 5.30pm
Sat: 9.30am to 1pm
Sun: Closed

Official Insurance Partner

Official Insurance Partner of the FAW Trust

Official Insurance Partner of the WSA

Membership & Accreditation

Chwarae Teg FairPlay Employer Award

Member of British Insurance Brokers Association