×Coronavirus Update: Read our latest news and updates here

Business Insurance

Could this be the end of the insurance ‘loyalty penalty’?

Submitted by Dean on 22 January, 2021 - 10:00 with 0 comment

When it comes to a wide range of services on the consumer market, loyalty is undervalued. Customers may find that if they stick with the same company year-on-year, they will end up getting charged a lot more than someone who frequently switches.

Continue Reading

Your guide to the hard market

Submitted by Dean on 20 January, 2021 - 09:29 with 0 comment

You may have heard that the insurance industry is entering a hard market period, but what does that actually mean? Insurance is cyclical. Just like how the seasons change, the market fluctuates, with each insurance ‘season’ lasting anywhere between two to 10 years.

Continue Reading

Insurance trends set for 2021

Submitted by Dean on 18 January, 2021 - 17:14 with 0 comment

While 2020 hasn’t come without its challenges, by forcing businesses into developing a new relationship with technology, the pandemic has significantly helped to drive huge change in a range of industries, including insurance. We take a look at the predicted insurance trends for 2021.

Continue Reading

The truth about VAT and your insurance

Submitted by Dean on 15 January, 2021 - 11:00 with 0 comment

Have you ever wondered if your insurance premium includes VAT? Maybe it’s not something you’ve considered before. Actually, insurance is a service which does NOT include VAT as it is subject to a different type of tax. This is called the Insurance Premium Tax or IPT.

Continue Reading

Top ten causes of financial loss for businesses

Submitted by Dean on 14 January, 2021 - 09:26 with 0 comment

Below are the top 10 causes of loss and emerging trends from over 11,000 business claims in 148 countries.

Continue Reading

What you need to know about your digital footprint

Submitted by Dean on 13 January, 2021 - 11:17 with 0 comment

The explosive growth of our digital lives is consuming energy at a phenomenal rate – with potentially disastrous consequences for the climate.

Continue Reading

Is your business at risk from prosecution by the Environment Agency?

Submitted by Dean on 12 January, 2021 - 11:12 with 0 comment

The Environment Agency (EA) is coming down hard on businesses for non-compliance against current regulations in place. In 2017-2018, prosecutions were made against 22 top officers of companies with fines ranging between thousands and millions of pounds.

Continue Reading

What support is available to the retail, hospitality and leisure industries during lockdown 3.0?

Submitted by Dean on 8 January, 2021 - 10:22 with 0 comment

While many of us breathed a sigh of relief as 2020 came to an end, the calm in the storm didn’t last long. Only days later, Boris Johnson introduced a new nationwide lockdown which could remain in place until the end of March as it stands.

Continue Reading

Movie Liability: Missed insurance claims in Tinseltown

Submitted by Dean on 14 December, 2020 - 17:32 with 0 comment

Is Christmas really Christmas without the classic films that seem to have been with us forever? There are few better feelings over the festive period than cosying up with snacks in front of our favourite flicks.

Continue Reading

Hosting a virtual Christmas party

Submitted by Dean on 14 December, 2020 - 17:20 with 0 comment

Office Christmas parties are a great way to bring your employees together for a night of fun and merriment, giving them the chance to let their hair down at the end of another year well done.

Continue Reading

About Us

Watkin Davies Insurance Consultants are one of Wales’ largest Independent Insurance Brokers, established in 1978 by Roger Watkins. Since this time we have become one of the leading Commercial and Personal Insurance Brokers in the region and the trusted insurance advisor to hundreds of Welsh and UK businesses and individuals.

Head Office

15 & 19 Penlline Road
Cardiff, CF14 2AA
029 2062 6226
Opening Hours
Mon-Fri: 9am to 5.30pm
Sat: 9.30am to 1pm
Sun: Closed

Official Insurance Partner

Official Insurance Partner of the FAW Trust

Official Insurance Partner of the WSA

Membership & Accreditation

Chwarae Teg FairPlay Employer Award

Member of British Insurance Brokers Association