Business Insurance

Halloween and Bonfire Night, and the days running up to them, are traditionally some of the busiest nights of the year for the police, the fire brigade and other agencies.

Bonfire night is a time to enjoy the chilly outdoors with family and friends. However it’s also important to remind your customers to stay safe by following some simple guidance and advice. Sparklers, fireworks and bonfires are all safety hazards and could impose danger if not respected.

Insurance offers a vital security blanket for all sorts of essential activities, from driving your car to running your business.

But over the years insurers have been asked to provide protection against some rather more unusual circumstances. Here are a few of our favourites…

Whether you’re trick or treating with the kids, attending a bonfire or staying firmly indoors, your home, family and business are all exposed to some seriously scary risks at this time of the year.

Halloween can be traced back as far as the ancient festival of Samhain when, on the 31^st of October, the ghosts of the dead would revisit the mortal world. To ward off any evil spirits in their midst, large bonfires were lit in each village.

While under the Animal Welfare Act 2006, it is illegal to light fireworks near fields or homes containing horses and livestock due to the loud noises they emit and those evading the law, this doesn’t always stop people.

Watkin Davies were again this year’s headline sponsor for The Welsh Construction Show 2022. We also had the pleasure of attending The Welsh Business Show as an exhibitor the day before and both events amassed over 1,500 guests.

Santorini Architecture
The island of Santorini in the Mediterranean is famous for the limestone whitewashed houses that reflect the sun’s scorching heat. Small windows and doors, and thick plaster walls, also keep rooms cool.

Below are the top 10 causes of loss and emerging trends from over 11,000 business claims in 148 countries.

What do we need to be productive in our work lives? We need the right tools which in a typical office setting would inevitable include a computer and phone, and the right personal qualities – skills, knowledge, motivation.