Looking for a quote for retail insurance? Pick & mix your perfect policy. Protect your hard work and give you the confidence you need to know your business is taken care of.
From grocers, cafés and corner shops to beauticians and designer boutiques, Watkin Davies’ advisers will assess your business in order to select policies to support every facet of your high street business or online shop.
We can also support multi-platform businesses with a unique combination of policies selected just for you.
Stacked to the ceiling with fresh and store cupboard produce, shop stock represents a lot of money – and that’s before you consider the bricks, mortar, and windows which make your shop what it is. If the street were to flood, damaging your premises, fittings and stock, the right combination of Buildings and Contents Insurance would keep you afloat while you refit and replace
Selling food and drink comes with a specific set of worries. If an allergic customer consumed a nut-free pastry which inadvertently contained nuts, they may make a costly claim against you. Helping with legal costs and compensation payouts if you are found liable, Public Liability Insurance is a must for any business which interacts with customers, whilst Products’ Liability Insurance vouches for the safety of your goods.
If you hold valuable stock or equipment on-site, you can benefit from increased limits on your Stock cover, as well as special Theft policies to cover cash stolen from your shop or in transit. If an incident caused damage to your fixtures and fittings – such as those bespoke display cabinets you invested in – these can be covered under your Retail Contents cover.
A complicated business with many products and chemicals on-site, beautician businesses need to be carefully assessed. Imagine an employee slips on hair that has not been swept up, and injures thier arm. Employers’ Liability Insurance can cover legal defence costs as well as compensation payouts and is a legal requirement for all businesses, whether you have one trainee, part-time employees or a team of full-time staff.
Whether online retailing compliments your bricks-and-mortar shop or selling online is your entire business, sending customer parcels comes with the risk of goods getting lost, stolen or damaged before they reach your customer. Goods in Transit Insurance is designed for these occasions, protecting products on-the-move.
These are just some of the examples of businesses we can help.
So whether you own a boutique business or run a retail empire, we can find the right combination of insurance policies, that can protect your hard work and give you confidence you need to know your business is taken care of.
Try us out and see how we can help make finding the right insurance cover that little bit easier for you.
"Very efficient, always friendly and helpful. I have used Watkin Davies for years, and they have always been competitive. I received great support recently when I had to make a claim, so I'd highly recommend them."
"I was very impressed with the quality of the service - it was outstanding. The advisor, Ms Spear went above and beyond to give me the best driving insurance policy. The policy I have received is exactly what I was looking for. Thank you so much Ms Spear!"
"I've used Instructorcover Plus for my driving instructor insurance for a number of years. Not only are prices competitive, even at renewal, but customer service is fantastic. Call operators are always cheerful and incredibly helpful. Everything is always sorted in a single call, saving valuable time. Highly recommend."
"Absolutely superb service from the team, particularly Natalie. Very easy and simple process"
"As aways very efficient"
"I have used InstructorcoverPlus for my driving tuition insurance for a number of years. Their prices are always competitive and everyone I speak to is friendly and helpful."
"Ceri was very helpful and knowledgeable on the phone"
"Karrie Brewer was so helpful today, especially as one insurance company would not quote, so had to shop around for us, many thanks"
"Kelly is amazing. Very helpful and friendly, did a great job today with helping me out to get insured. Amazing service!"
"Great service. Got my first driving instructor insurance with this firm. Price was competitive and customer service provided by Jane was great. I will definitely recommend the service."
"Team were very helpful when it came time to renew my policy, taking the time to check and make any amendments needed. Would highly recommend."
"5 stars!"
"Excellent service from Watkin Davies as per usual. I love the way they do all the hard work researching best quotes and provide you with your options. All the staff are very friendly and professional, I have to highlight Ceri who always does a fantastic job for me and my family."
"Really helpful and efficient customer service, friendly and knowledgeable too. I would highly recommend InstructorcoverPlus."
"I m a returning customer and what a wonderful experience. Emma is new to her role but she was very helpful and polite throughout. She got the quote done very quickly and managed to beat all my other quotations. I therefore didn't have to waste any more time. Further she offered me three instalments at 0% which is helpful in this current economic climate. The paperwork was sent straight away. Highly recommended."
"Once again, could not have been more helpful! Still a pleasure to speak to a 'real person' who knew what they were talking about!"
Looking for a quote for construction insurance? Bespoke insurance solutions for the construction & trade industry
Looking for a quote for contractors’ insurance? Independent support for construction contractors.
Looking for a quote for directors & officers’ insurance? Protection for your company and its directors against actual or alleged wrongful acts.
Looking for a quote for liability insurance? Protect your business against compensation claims and legal costs.
Watkin Davies - Major Risks Division Providing tailor-made insurance solutions for large, complex, and multinational companies.
Looking for a quote for engineering & manufacturing insurance? Bespoke insurance solutions as innovative as your engineers.
Looking for a quote for Motor Trade insurance? Support & protection for your operations and vehicles.
Looking for a quote for motor fleet insurance? Protect your entire motor fleet with one simple policy.
Looking for a quote for professional indemnity insurance? Make sure your business is protected for professional advice, service, design or supervision.
Looking for a quote for shop or office insurance? Simple protection for your shop or office.
Looking for a quote for tradesman insurance? Stay protected on the job with our tradesman insurance policy. Get expert advice and a policy that suits your needs and budget.
Watkin Davies Insurance Consultants Ltd. is an independent Insurance Broker, our head office is in Cardiff, in the village of Whitchurch close to the M4 motorway. The business was established by Roger Watkins in 1978 and is the trusted insurance advisor to many individuals and businesses throughout the UK. We are proud of our independent status and pride ourselves on our customer service.
"Very efficient, always friendly and helpful. I have used Watkin Davies for years, and they have always been competitive. I received great support recently when I had to make a claim, so I'd highly recommend them."
"I was very impressed with the quality of the service - it was outstanding. The advisor, Ms Spear went above and beyond to give me the best driving insurance policy. The policy I have received is exactly what I was looking for. Thank you so much Ms Spear!"
"I've used Instructorcover Plus for my driving instructor insurance for a number of years. Not only are prices competitive, even at renewal, but customer service is fantastic. Call operators are always cheerful and incredibly helpful. Everything is always sorted in a single call, saving valuable time. Highly recommend."
"Absolutely superb service from the team, particularly Natalie. Very easy and simple process"
"As aways very efficient"
"I have used InstructorcoverPlus for my driving tuition insurance for a number of years. Their prices are always competitive and everyone I speak to is friendly and helpful."
"Ceri was very helpful and knowledgeable on the phone"
"Karrie Brewer was so helpful today, especially as one insurance company would not quote, so had to shop around for us, many thanks"
"Kelly is amazing. Very helpful and friendly, did a great job today with helping me out to get insured. Amazing service!"
"Great service. Got my first driving instructor insurance with this firm. Price was competitive and customer service provided by Jane was great. I will definitely recommend the service."
"Team were very helpful when it came time to renew my policy, taking the time to check and make any amendments needed. Would highly recommend."
"5 stars!"
"Excellent service from Watkin Davies as per usual. I love the way they do all the hard work researching best quotes and provide you with your options. All the staff are very friendly and professional, I have to highlight Ceri who always does a fantastic job for me and my family."
"Really helpful and efficient customer service, friendly and knowledgeable too. I would highly recommend InstructorcoverPlus."
"I m a returning customer and what a wonderful experience. Emma is new to her role but she was very helpful and polite throughout. She got the quote done very quickly and managed to beat all my other quotations. I therefore didn't have to waste any more time. Further she offered me three instalments at 0% which is helpful in this current economic climate. The paperwork was sent straight away. Highly recommended."
"Once again, could not have been more helpful! Still a pleasure to speak to a 'real person' who knew what they were talking about!"