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Retail Insurance

Retail Insurance

Looking for a quote for retail insurance? Pick & mix your perfect policy.

Why Choose Us?

From grocers, cafés and corner shops to beauticians and designer boutiques, Watkin Davies’ advisers will assess your business in order to select policies to support every facet of your high street business or online shop.

We can also support multi-platform businesses with a unique combination of policies selected just for you.

What Can We Cover?

Corner Convenience Store

Stacked to the ceiling with fresh and store cupboard produce, shop stock represents a lot of money – and that’s before you consider the bricks, mortar, and windows which make your shop what it is. If the street were to flood, damaging your premises, fittings and stock, the right combination of Buildings and Contents Insurance would keep you afloat while you refit and replace

Café of Coffee Shop

Selling food and drink comes with a specific set of worries. If an allergic customer consumed a nut-free pastry which inadvertently contained nuts, they may make a costly claim against you. Helping with legal costs and compensation payouts if you are found liable, Public Liability Insurance is a must for any business which interacts with customers, whilst Products’ Liability Insurance vouches for the safety of your goods.

Luxury Jewellery Boutique

If you hold valuable stock or equipment on-site, you can benefit from increased limits on your Stock cover, as well as special Theft policies to cover cash stolen from your shop or in transit. If an incident caused damage to your fixtures and fittings – such as those bespoke display cabinets you invested in – these can be covered under your Retail Contents cover.

Hair & Beauty Parlour

A complicated business with many products and chemicals on-site, beautician businesses need to be carefully assessed. Imagine an employee slips on hair that has not been swept up, and injures thier arm. Employers’ Liability Insurance can cover legal defence costs as well as compensation payouts and is a legal requirement for all businesses, whether you have one trainee, part-time employees or a team of full-time staff.

Online Fashion Business

Whether online retailing compliments your bricks-and-mortar shop or selling online is your entire business, sending customer parcels comes with the risk of goods getting lost, stolen or damaged before they reach your customer. Goods in Transit Insurance is designed for these occasions, protecting products on-the-move.

These are just some of the examples of businesses we can help.

So whether you own a boutique business or run a retail empire, we can find the right combination of insurance policies, that can protect your hard work and give you confidence you need to know your business is taken care of.

Talk to the experts and let us find the right policy for you

Try us out and see how we can help make finding the right insurance cover that little bit easier for you.

Cardiff 02920 626 226
Newport 01633 250 282
Ystrad Mynach 01443 816 099

What Our Customers Say

Google Reviews
19 Reviews

Gary Williams

2022-06-06

"Just could not have been more helpful! A pleasure to speak to a ‘real person’ who knew what they were talking about!"

Pam Warner

2022-04-03

"Very happy with the service provided. We have found Watkin Davies Insurance Consultants very helpful and always research the best deal for the customer."

Peter brown

2022-01-24

"I recently renewed my motor insurance with Watkin Davies. Shelley was extremely helpful and efficient and the overall experience was excellent."

Jane Stark

2021-07-05

"Used Watkin Davies for a number of years personally and for business. The service is impeccable."

Susie McGrath

2022-10-10

"Very happy with the service provided. I’ve always found the staff very helpful, pleasant and professional."

Patricia Brinkley

2022-10-10

"The service provided is very professional and helpful, of good value. Thank you."


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About Watkin Davies

Watkin Davies Insurance Consultants Ltd. is an independent Insurance Broker, our head office is in Cardiff, in the village of Whitchurch close to the M4 motorway. The business was established by Roger Watkins in 1978 and is the trusted insurance advisor to many individuals and businesses throughout the UK. We are proud of our independent status and pride ourselves on our customer service.

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  • We are proud of our claims service, our aim is to provide our customers with a first class service and ensure settlement is met within our customers expectations.
  • We have a highly skilled team, working hard to understand our customers requirements and needs & pride ourselves on customer service.
  • We have access to a comprehensive panel of insurers that allow us to provide cover you need at a competitive premium.
  • The business was established by Roger Watkins in 1978 and is the trusted insurance advisor to many individuals and businesses throughout the UK.

Watkin Davies Insurance Consultants Ltd (Part of the Aplan Group) Including trading names of CAR, InstructorcoverPlus, Quentin L Jones & PropertycoverPlus, Registered in England and Wales (No 02102120). Registered office 2 Des Roches Square, Witan Way, Witney. OX28 4LE.
Authorised and regulated by the Financial Conduct Authority (FCA No 136066)