Why Choose Us?

Watkin Davies provides bespoke Caravan & Motorhome Insurance as well as self builds and private conversions. As experts in leisure vehicles all our products have been tailored made to offer exactly the cover you need.

We can offer both Third Party Fire & Theft or Comprehensive Insurance policies for your Motorhome or Campervan. 

What is classed as a Motorhome or Campervan?

Motorhomes generally fall into 4 categories – coach-built, A-class, American ‘RV’ style, and race trucks – and are designed for cruising around the country.

They tend to be larger than campervans, with the driving cab separate from any living space. And also include more advanced appliances such as full-sized ovens, fridges and bathrooms.

Campervans are usually a little smaller than motorhomes and frequently share the same chassis as a normal van (where your driving and living space are combined).

The Volkswagen Camper is one of the most famous examples, but campervans come in all shapes, sizes and roof types – including pop-up and high-top roofs

What can we offer?

• Up to 365 days Foreign use

• Cover for awnings and generators

• Gas explosion cover

• Up to £5,000 personal effects limits

• Optional cover for satellite TV systems

• Discounts for security and safety features

Coverage Restrictions

There are certain things we unfortunately cant cover you for which are;

• Any accident, injury, loss or damage while any Motorhome is being used for purposes not described on your certificate of motor insurance, or while being driven by somebody not permitted to drive (or not having a correct and valid driving licence)
• Any consequence as a result or war or terrorism – except where cover must be provided under Road Traffic Acts
• Loss or damage if your Motorhome has been left with the ignition keys, or left unattended with the engine running
• Damage arising from wear and tear, electrical and mechanical breakdown, or gradual deterioration
• Loss of value following a repair
• Claims under personal accident cover as the result of suicide or attempted suicide)

Where am I covered:

The UK, Channel Islands, Isle of Man and Republic of Ireland – plus Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France (including Monaco), Germany, Gibraltar, Greece, Hungary, Iceland, Italy (including San Marino and the Vatican City), Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Serbia, Slovakia, Spain, Sweden and Switzerland (including Liechtenstein) *We may be prepared to extend cover to other countries on request, in which case we will – provide you with a Green Card and an additional premium will be required.