Personal

Winter holidays conjure cosy images of powdery snow, tree-topped mountains, rosy cheeks and marshmallow-blanketed hot chocolate in an alpine lodge… and a festive pair of crutches?

Owning a second home is a multi-faceted venture. It can be a getaway for you and your family when Blighty gets the better of you, providing winter sun or summer shade. For business heads, house ownership is a solid investment regardless of what you plan on doing with it.

Traditional Car Insurance isn’t designed to benefit low mileage drivers. Infact, millions of motorists around the UK who drive fewer than 7,000 miles per year are paying significantly more than those who spend more time on the road.

If you’re one of the hundreds of thousands of people who have a second home which you don’t rent out as someone else’s residence, it’s important for you to know where your primary home insurance policy differs, and how it’s the same.

The similarities

Santorini Architecture
The island of Santorini in the Mediterranean is famous for the limestone whitewashed houses that reflect the sun’s scorching heat. Small windows and doors, and thick plaster walls, also keep rooms cool.

What do we need to be productive in our work lives? We need the right tools which in a typical office setting would inevitable include a computer and phone, and the right personal qualities – skills, knowledge, motivation.

Whether it’s due to a natural disaster, delayed travel, venue cancellation or your entertainment pulling out at the last minute, you’ll likely face backlash if your event cannot go ahead. 

There are many products that you can consider when taking a new mortgage, and not all will be appropriate or necessary, so it is important to tailor the best cover to your personal circumstances. Here is a summary of what options you should consider and why some are not relevant:

Cyber-crime is one of the biggest problems facing businesses in the present day, with hackers attempting both rudimentary and more sophisticated methods to infiltrate your systems and data.

Doctors have called for a workplace ban on the sales of sugary drinks after a study at the University of California found that the halt of sales of ‘fizzy pop’ at the canteen reduced staff’s sugar intake by nearly half.