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The national day of gluttony is fast approaching; otherwise known as Pancake Day or Shrove Tuesday. Pancake day is a national tradition which sees families using up all their treats in the kitchen cupboards in preparation for lent.

When it comes to a wide range of services on the consumer market, loyalty is undervalued. Customers may find that if they stick with the same company year-on-year, they will end up getting charged a lot more than someone who frequently switches.

You may have heard that the insurance industry is entering a hard market period, but what does that actually mean? Insurance is cyclical. Just like how the seasons change, the market fluctuates, with each insurance ‘season’ lasting anywhere between two to 10 years.

While 2020 hasn’t come without its challenges, by forcing businesses into developing a new relationship with technology, the pandemic has significantly helped to drive huge change in a range of industries, including insurance. We take a look at the predicted insurance trends for 2021.

While the Coronavirus pandemic has dominated much of the headlines of 2020, as the end of the year is fast approaching, another major event that should be on our minds now is Brexit.

At Watkin Davies we’ve all been frantically scribbling down our New Year’s Resolutions, most of which we are well aware could go out of the window pretty quickly. But when the subject of Dry January came up, it got us thinking.

Have you ever wondered if your insurance premium includes VAT? Maybe it’s not something you’ve considered before. Actually, insurance is a service which does NOT include VAT as it is subject to a different type of tax. This is called the Insurance Premium Tax or IPT.

The explosive growth of our digital lives is consuming energy at a phenomenal rate – with potentially disastrous consequences for the climate.

What’s the first thing that comes to mind when you think of Christmas?

Is Christmas really Christmas without the classic films that seem to have been with us forever? There are few better feelings over the festive period than cosying up with snacks in front of our favourite flicks.