Posted on Nov 30, 2021
As we look ahead to 2022, there are many factors that might make us want to pinch the pennies. With tax rises and inflation predicted to squeeze UK living standards next year, there are many reasons you might be rethinking reaching for your bank card.
Whether you’re on top of your finances or not, our practical money-saving tips can give you an easy way to get on top of your spending this winter and beyond.
The collapse of major energy companies has unfortunately hiked up energy prices for an estimated 18 more months. It’s therefore important to make sure you’re getting the best rates available and using money comparison sites, like MoneySuperMarket and GoCompare, can be a great resource. While you’re there, you can compare the prices of other products like car insurance, broadband, subscription services and more.
Many of the popular high streets, as well as smaller companies and online shops, offer loyalty rewards schemes that make it easier to save money when you spend.
Some loyalty schemes, however, offer better value for money than others. So, we’ve compiled a short list of the best ones:
If you’re wanting to save up a little money without a lot of effort, check to see if your bank offers a round-up savings feature.
Many banks, including Lloyds and TSB, are now offering this function, whereby every time you use your debit card your purchase is rounded up to the nearest pound and the remainder put in a savings account. This is an effortless saving strategy – and the pennies quickly build up.
Cashback sites, like Topcashback and Quidco, give money back to you when you click through their website and make purchases with their retail partners.
You can receive cashback on several different products and services, such as Car Insurance, mobile phones and broadband.
Many cashback sites are also free to sign up to.
Don’t forget we also offer a free regards scheme to all our Driving Instructor Policy Holders and also all our Home Insurance Policy Holders. For more information please email insurance@watindavies.com
"Very efficient, always friendly and helpful. I have used Watkin Davies for years, and they have always been competitive. I received great support recently when I had to make a claim, so I'd highly recommend them."
"I was very impressed with the quality of the service - it was outstanding. The advisor, Ms Spear went above and beyond to give me the best driving insurance policy. The policy I have received is exactly what I was looking for. Thank you so much Ms Spear!"
"I've used Instructorcover Plus for my driving instructor insurance for a number of years. Not only are prices competitive, even at renewal, but customer service is fantastic. Call operators are always cheerful and incredibly helpful. Everything is always sorted in a single call, saving valuable time. Highly recommend."
"Absolutely superb service from the team, particularly Natalie. Very easy and simple process"
"As aways very efficient"
"I have used InstructorcoverPlus for my driving tuition insurance for a number of years. Their prices are always competitive and everyone I speak to is friendly and helpful."
"Ceri was very helpful and knowledgeable on the phone"
"Karrie Brewer was so helpful today, especially as one insurance company would not quote, so had to shop around for us, many thanks"
"Kelly is amazing. Very helpful and friendly, did a great job today with helping me out to get insured. Amazing service!"
"Great service. Got my first driving instructor insurance with this firm. Price was competitive and customer service provided by Jane was great. I will definitely recommend the service."
"Team were very helpful when it came time to renew my policy, taking the time to check and make any amendments needed. Would highly recommend."
"5 stars!"
"Excellent service from Watkin Davies as per usual. I love the way they do all the hard work researching best quotes and provide you with your options. All the staff are very friendly and professional, I have to highlight Ceri who always does a fantastic job for me and my family."
"Really helpful and efficient customer service, friendly and knowledgeable too. I would highly recommend InstructorcoverPlus."
"I m a returning customer and what a wonderful experience. Emma is new to her role but she was very helpful and polite throughout. She got the quote done very quickly and managed to beat all my other quotations. I therefore didn't have to waste any more time. Further she offered me three instalments at 0% which is helpful in this current economic climate. The paperwork was sent straight away. Highly recommended."
"Once again, could not have been more helpful! Still a pleasure to speak to a 'real person' who knew what they were talking about!"