What is Private Medical Insurance?
Private Medical Insurance is intended to offer prompt access to healthcare and cover the cost of medical investigations and/or treatment for acute conditions. The aim is to restore a person back to good health as quickly as possible. It’s intended to work alongside the invaluable services offered by the NHS where waiting lists can be very long for certain conditions.
An unfortunate, but staggering statistic is that approximately 300,000 patients a year in England are affected by a healthcare-associated infection (HCAI) as a result of care within the NHS (Source NHS 2018).
Everyone values their good health as it’s one of the most important things in life.
There is huge variety of policies on the market. We have access to all the health insurance providers in the market and so we can save you time by shopping around to find the best one to meet your requirements. We’ll make sure you get the right policy to match the levels of cover and type of care you need, as well as offering value for money.
Individual Private Medical Insurance
After an initial GP referral, private patients have a choice of consultants/specialists/hospitals who assist with their ongoing care. Additionally, they enjoy control over when and where they are treated. Benefits include high quality private clinic and hospital accommodation; increased privacy and levels of comfort and cleanliness; expanded choice of healthcare, including advanced treatment options not available on the NHS e.g. specialist cancer drugs. Partners and children can be included.
Private Medical Insurance for Businesses
Staff absence through illness costs your business money and so investing in Private Medical Insurance means your staff can return to work quickly after an accident or illness. Viewed as a very attractive employee benefit it positions you as a caring employer. By building trust and loyalty with your valued staff members you will increase engagement and employee retention as well as being able to attract the best talent. Increased engagement increases business productivity and profit.
As a business owner, can you yourself afford to be ill? If your business relies on you being at the helm, it’s not worth risking NHS queues. Having Private Medical Insurance in place could potentially save you thousands of pounds in your own lost manpower.