×Coronavirus Update: Read our latest news and updates here
LOOKING FOR A QUOTE FOR EMPLOYEE BENEFITS?

MOTIVATE, ENGAGE & REWARD YOUR EMPLOYEES WITH WHOLE OF MARKET EMPLOYEE BENEFITS FROM EXCELLECT

Get A Quote

 

Why Choose Us?

We have partnered with specialist employee benefits broker Excellect to offer a full range of employee benefits to our clients. We chose Excellect because they share our values of exceptional client service. Like us they maintain strong relationships with insurance providers helping them secure the very best terms and pricing.

Cardiff businesses need to attract and retain the best employees to help them succeed. Motivated and happy employees result in productive and profitable businesses so offering an attractive benefits package can help achieve this.

We are often asked about which employee benefits are available. Our “Benefits Wheel” below provides an insight to the huge choice. We will talk you through the options that will best suit your business objectives, and from there we obtain bespoke costings on your behalf where required. It is important to note that we have access to the whole of the market, and work with all insurers and providers. You can therefore be confident that we will secure the very best terms for you.

Here is additional information about just a few:

Cycle to Work Schemes

Popular during the pandemic (with employees being less keen to travel on public transport), these schemes provide a cost-effective way of hiring a cycle, and/or accessories such as safety equipment -to be used for active travel. Tax efficient, they operate through salary sacrifice which is why an employee agrees to give up part of their pre-tax salary in exchange for the benefit. Both employer and employee benefit from National Insurance savings, and the employee can become fitter and healthier. Typically, the employee will have the option to purchase the cycle at the end of the higher period. We work with all the main scheme providers and can assist with set up.

Cars

Salary sacrifice car schemes can be used by employers as a great incentive to attract and retain employees. They are an attractive proposition for employees because they can pay for their vehicle from pre-taxed earnings. This not only reduces their tax liability, but also achieves a National Insurance saving for employer and employee alike. Typically, the schemes will also allow the employee to achieve a cost saving on the book price of the car. This makes the scheme an attractive employee benefit. Schemes are available for green cars (electric and hybrid) which will appeal to anyone who cares about the environment.

Technology schemes

If employees want to buy the latest technology e.g., laptops, smart phones, TV's, tablets, fitness watches etc., a technology scheme lets them access the latest tech through their employer. They are then able to spread the cost with up to 12 payments deducted from salary across 12 months, as well as making a National Insurance saving too. They own the products from the outset, and there is no end of hire fee.


Would you like a free no obligation quote?
Call us today: 029 2062 6226 or Arrange a Callback

 

Recent News

Are you aware of the new UK mobile phone driving laws?

No Comments

The new mobile phone driving laws are a relief to many who have been involved in accidents or near-misses with drivers distracted by their mobile p

Read more

What is the difference between personal and commercial insurance?

No Comments

Whether you are running your own business or simply want to protect your personal assets, you will need insurance.

Read more

Hollywood health and safety: how dangerous is stunt performing?

No Comments

On-set stunts have long attracted audiences to the silver screen, with Hollywood blockbusters relying on expensive explosions, elaborate car crashe

Read more

10 Clean Air Zones to be aware of in 2022

No Comments

Many towns and cities across the UK have announced the development or extension of Clean Air Zones which will affect both petrol and diesel vehicle

Read more

Why a tailored Commercial Combined Insurance policy makes perfect business sense

No Comments

Your business goals and operations are at the core of everything you do, right?

Read more

About Us

Watkin Davies Insurance Consultants Ltd are one of Wales’ largest Independent Insurance Brokers, established in 1978 by Roger Watkins. Since this time we have become one of the leading Commercial and Personal Insurance Brokers in the region and the trusted insurance advisor to hundreds of Welsh and UK businesses and individuals.

Head Office

15 & 19 Penlline Road
Cardiff, CF14 2AA
029 2062 6226
Opening Hours
Mon-Fri: 9am to 5.00pm
Sat: Closed
Sun: Closed

Official Insurance Partner

Official Insurance Partner of the FAW Trust

Official Insurance Partner of the WSA

Membership & Accreditation

Chwarae Teg FairPlay Employer Award

Member of British Insurance Brokers Association