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Why Choose Us?

We have partnered with specialist employee benefits broker Excellect to offer a full range of employee benefits to our clients. We chose Excellect because they share our values of exceptional client service. Like us they maintain strong relationships with insurance providers helping them secure the very best terms and pricing.

Cardiff businesses need to attract and retain the best employees to help them succeed. Motivated and happy employees result in productive and profitable businesses so offering an attractive benefits package can help achieve this.

We are often asked about which employee benefits are available. Our “Benefits Wheel” below provides an insight to the huge choice. We will talk you through the options that will best suit your business objectives, and from there we obtain bespoke costings on your behalf where required. It is important to note that we have access to the whole of the market, and work with all insurers and providers. You can therefore be confident that we will secure the very best terms for you.

Here is additional information about just a few:

Cycle to Work Schemes

Popular during the pandemic (with employees being less keen to travel on public transport), these schemes provide a cost-effective way of hiring a cycle, and/or accessories such as safety equipment -to be used for active travel. Tax efficient, they operate through salary sacrifice which is why an employee agrees to give up part of their pre-tax salary in exchange for the benefit. Both employer and employee benefit from National Insurance savings, and the employee can become fitter and healthier. Typically, the employee will have the option to purchase the cycle at the end of the higher period. We work with all the main scheme providers and can assist with set up.


Salary sacrifice car schemes can be used by employers as a great incentive to attract and retain employees. They are an attractive proposition for employees because they can pay for their vehicle from pre-taxed earnings. This not only reduces their tax liability, but also achieves a National Insurance saving for employer and employee alike. Typically, the schemes will also allow the employee to achieve a cost saving on the book price of the car. This makes the scheme an attractive employee benefit. Schemes are available for green cars (electric and hybrid) which will appeal to anyone who cares about the environment.

Technology schemes

If employees want to buy the latest technology e.g., laptops, smart phones, TV's, tablets, fitness watches etc., a technology scheme lets them access the latest tech through their employer. They are then able to spread the cost with up to 12 payments deducted from salary across 12 months, as well as making a National Insurance saving too. They own the products from the outset, and there is no end of hire fee.

Would you like a free no obligation quote?
Call us today: 029 2062 6226 or Arrange a Callback


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About Us

Watkin Davies Insurance Consultants are one of Wales’ largest Independent Insurance Brokers, established in 1978 by Roger Watkins. Since this time we have become one of the leading Commercial and Personal Insurance Brokers in the region and the trusted insurance advisor to hundreds of Welsh and UK businesses and individuals.

Head Office

15 & 19 Penlline Road
Cardiff, CF14 2AA
029 2062 6226
Opening Hours
Mon-Fri: 9am to 5.30pm
Sat: 9.30am to 1pm
Sun: Closed

Official Insurance Partner

Official Insurance Partner of the FAW Trust

Official Insurance Partner of the WSA

Membership & Accreditation

Chwarae Teg FairPlay Employer Award

Member of British Insurance Brokers Association