Running a farm is busy work and it can be easy to overlook something vital in your insurance. Watkin Davies can help you identify your risks and ensure you have the cover you need.
We’re experienced in working with farms and other rural businesses and use our expertise to help make sure that your cover takes care of your unique needs.
With the right cover in place, you can focus on running your farm safe in the knowledge that if something goes wrong, you’ve got cover in place that does exactly what you expect.
What is Agricultural Insurance?
With various buildings, vehicles, equipment, staff, animals and more to think about, it’s easy to see why many farmers and other agricultural businesses lose sight of exactly what they need to insure. This mistake can prove costly if something goes wrong and they need to make a claim.
The average farm has a number of separate parts which work together in unison for a successful business and any disruption can quickly bring things to a grinding halt. If a vital piece of machinery malfunctions, an on-site injury means you’re unable to perform your duties, or bad weather damages your buildings and crops, you could very quickly find yourself in a difficult financial position. With expensive repairs to make or replacement equipment to buy, plus an unwelcome gap in your income until you are able to resume full operation, the losses can quickly mount up.
At Watkin Davies, we’re experienced in working with rural businesses, and use our expertise to help make sure your operations and assets are covered. We understand that no two agricultural businesses are the same, which is why we’ll take a close look at your business and its unique needs to make sure that your Agricultural Insurance policy is tailored to your requirements.
What do we cover?
Whether your agricultural business is a dairy farm, an arable farm, a garden centre or even a wind farm, we could offer you a tailored insurance solution and continued independent insurance advice, as well as help and support in the event that you need to make a claim.
There’s a wide range of cover available depending on your needs, including:
- Buildings, Contents and Stock
- Public Liability
- Agricultural Vehicles
- Employers’ Liability
- Product Liability
To find out more about an Agricultural Insurance policy that’s designed with the protection of your business in mind, contact Watkin Davies today.