A specialist, established broker providing buildings insurance for landlords
At Watkin Davies, we appreciate exactly how time consuming being a landlord can be. When you’ve a million and one things to do, the last thing you need is to spend hours searching the market for the best buildings insurance.
What is Landlords Insurance?
Landlord insurance provides cover for your property - both the building itself and any furnishings you’ve provided. It also protects your rental income and covers your liabilities if your tenants are injured on your property and you are deemed to be at fault.
You can boost your cover with add-ons protecting you from lost rent if tenants are forced to move out, as well as accidental damage and periods when your property is empty.
What do we cover?
There are many different aspects of house insurance for landlords. Each type of cover is tailored to the specific needs and requirements of individual landlords, though typically we offer:
- Landlord building insurance
- Landlord contents insurance
- Landlord insurance for unoccupied properties
- Property owner’s liability insurance
The cover ranges from landlords buildings insurance, covering for perils such as fire and flood damage to the external structure of the house, through to landlord contents insurance, which covers against fire, theft, malicious damage etc. We also offer far more comprehensive policies which cover against legal expenses and loss of rent. As standard, the policies we offer will usually provide property owners liability insurance, which protects against injuries tenants may have while living in one of your properties. A typical example would be if a tenant were to fall down the stairs of one of your properties, and hold you liable.
