Insurance protection as unique as your home
High value homes, art collections and properties that come with a costly or complicated rebuild, such as a listed building, need insurance protection that caters for the risk expectations these scenarios present.
This is precisely what a Prestige Home Policy is for, noting both standard and specific risks that may affect not only your property, but your life outside it as well.
A step up in your home protection
You might for example, have a second or holiday property which remains unoccupied for a significant length of time, one which needs to comply with the regulations of other countries or regions. You might also want extra reassurance if your status makes you more vulnerable to fraud or extortion crimes.
Home insurance that meets the mark
Any private collections or exquisite jewellery can be itemised separately on your policy, to enhance protection and allow for a separate settlement in the event that they are lost or damaged. Your dedicated advisor at Watkin Davies will be able to guide you through the evaluation process, so that you avoid the risk of underinsurance and assist you in sourcing someone who can help document notable items so anything that is lost, stolen or damaged has a greater chance of being replaced.
With this level of thoroughness, your items can be repaired or replaced according to the standard you would expect.