Landlords

If you’re one of the hundreds of thousands of people who have a second home which you don’t rent out as someone else’s residence, it’s important for you to know where your primary home insurance policy differs, and how it’s the same.

The similarities

There are many products that you can consider when taking a new mortgage, and not all will be appropriate or necessary, so it is important to tailor the best cover to your personal circumstances. Here is a summary of what options you should consider and why some are not relevant:

Data from RebuildCostASSESSMENT.com shows that, after assessing more than 2,000 commercial properties (from shops, hotels, offices, and factories) that more than 85% of commercial properties are not insured for the right amount.

Have you heard of index linking yet? At the risk of it becoming another term that people hear but don’t understand – we’re here to explain it as simply as we can. 

When you insure your home, you need to consider two things.

Along with “subsidence” and “damp”, the mention of Japanese Knotweed may make any homeowner or landlord’s heart sink.

Did you know that fewer than 1 in 10 commercial properties are insured for the right amount? 

The end of British Summer Time signifies shorter days, longer nights and a 20% rise in home burglaries across the UK. The aftermath of a break-in can be devastating and often leaves homeowners feeling unsafe in their own homes.

Your home is made of sturdy stuff, but it does need a little extra help in winter. There are a few measures you can take to make you home more comfortable and reliable in the winter months.

Stepping onto the property ladder is becoming increasingly difficult and figures suggest many millennials will rent for the rest of their lives.

Property issues never take a holiday, and summer can throw up its own set of problems for landlords.