Landlords

The effect that Covid-19 has had on businesses, whether directly or indirectly, is immeasurable, and the insurance industry hasn’t gone unscathed. As Oliver Bate, CEO of Allianz, put it, “the virus has hit insurers like a meteorite”.

We know that no building is exempt in a terrorist attack and the businesses and property owners we help protect know this too.

Arson and hot works are among the most common causes of fire in the UK, whilst modern methods of construction are also a leading factor in many fires. With this as a backdrop, businesses and organisations need to manage and mitigate the risks.

A slow drive through a British town or city usually reveals the construction of a whole new estate, or several in many cases. It’s the result of a crisis Britain has been going through for what feels like decades.

To date, only seven per cent of landlords advertise their properties as ‘pet -friendly’ with many others enforcing a blanket ban on all pets, regardless of their species, size or nature.

If you’re one of the hundreds of thousands of people who have a second home which you don’t rent out as someone else’s residence, it’s important for you to know where your primary home insurance policy differs, and how it’s the same.

The similarities

As the cost of rent continues to rise across the UK during the coronavirus, tenants are increasingly struggling to keep up.

As the UK housing market slowly unfurls back into action following the latest Government advice for certain businesses, industry professionals have warned that rebooting the market won’t be a quick process.

In the run-up to Christmas, it’s easy for property owners to take their eye off the ball as they get distracted by the festivities. But burst pipes, homes left unoccupied and damage from parties can soon diminish the sparkle…

As many commercial and residential buildings remain empty over periods of lockdown, experts are concerned that these have the potential for a build-up of legionella bacteria, responsible for Legionnaires’ disease.

Why it happens