Business Insurance

What is directors’ and officers’ insurance?

Submitted by Dean on 19 September, 2019 - 12:11 with 0 comment

Imagine this: after years of research and saving you decide to start your own business. Things are a little slow to begin with, but after a few months, it starts to take off. A couple of years later your business is incredibly successful, backed by a team of dedicated, hardworking employees.

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Directors and Officers Insurance: A Business Essential

Submitted by Dean on 19 September, 2019 - 11:08 with 0 comment

Imagine you have the opportunity to invest £100,000 for your company, with a 70% chance of providing a 20% return within five years. Do you decide to go for it?

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Why you should consider 'Run Off' D&O Insurance

Submitted by Dean on 19 September, 2019 - 11:01 with 0 comment

Directors' and Officers' Liability (D&O) insurance protects Company Directors, other senior executives or managers, officers of charities, boards or committees from certain personal liabilities which they may face on the company’s behalf, incurred as a result of their personal negligence, def

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D&O Insurance - Market Outlook 2019

Submitted by Dean on 19 September, 2019 - 10:23 with 0 comment

D&O insurance pricing has flown under the radar for several years, with decreasing premiums and increasing market capacity, however, 2019 has seen steady increases in premiums, with some insurers charging no less than 10% on the expiring premiums. 

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Transforming the construction industry with 5G technology

Submitted by Dean on 9 September, 2019 - 10:46 with 0 comment

Although there’s still a long way to go with its implementation, 5G is already making waves in the areas it’s available. EE, Europe’s largest 4G provider, launched the service in select cities in May 2019 and has confirmed a wider rollout across the UK in 2020.

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Your guide to identifying fake artwork

Submitted by Dean on 31 August, 2019 - 15:28 with 0 comment

When you are looking to buy a painting either online or from a dealer, it can sometimes be difficult to know if the piece is 100% genuine.

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Are you voiding your Cyber policy?

Submitted by Dean on 27 August, 2019 - 14:49 with 0 comment

It’s no wonder that small businesses are waking up to the reality of cyber security risks, with 875,000 SMEs in the UK hit by a cyber-attack in the 12 months leading up to July 2017.

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Digital car dealerships – what to think about

Submitted by Dean on 27 August, 2019 - 13:59 with 0 comment

More and more prospective car buyers are looking to buy online rather than visiting dealerships in person. This is helpful for car dealerships in many respects, allowing you to sell more cars from many locations and manufacturers all in one place.

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Phishing for small fish: Why SMEs need cyber insurance

Submitted by Dean on 21 August, 2019 - 12:21 with 0 comment

Justin Clarke, Director of Underwriting and Pricing at NIG, explores the threat of cybercrime to small and medium-sized businesses, and explains why comprehensive cyber insurance coverage is essential.

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How IR35 changes will affect contractors in 2020

Submitted by Dean on 19 August, 2019 - 12:01 with 0 comment

Typically referred to as IR35, the Intermediaries Legislation was implemented in 2000 to tackle tax avoidance by contractors who did the work of permanent employees but bill through their services via limited companies.

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About Us

Watkin Davies Insurance Consultants are one of Wales’ largest Independent Insurance Brokers, established in 1978 by Roger Watkins. Since this time we have become one of the leading Commercial and Personal Insurance Brokers in the region and the trusted insurance advisor to hundreds of Welsh and UK businesses and individuals.

Head Office

15 & 19 Penlline Road
Cardiff, CF14 2AA
029 2062 6226
Opening Hours
Mon-Fri: 9am to 5.30pm
Sat: 9am to 1pm
Sun: Closed

Official Insurance Partner of the FAW Trust

Official Insurance Partner of the WSA

Member of British Insurance Brokers Association