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Unoccupied Properties During COVID-19 Pandemic

Submitted by Dean on 31 March, 2020 - 11:57 with 0 comment

Unoccupied Properties During COVID-19 Pandemic

Guidance for managing temporarily closed or permanently unoccupied properties during the COVID-19 pandemic.

With the advent of the COVID-19 pandemic in the UK many organisations are implementing contingency plans such as home-working, skeleton staffing, social distancing and cleansing regimes to maintain operations.

However, for some organisations this is not possible, and following the latest government advice some workplaces will now temporarily shut down for a period of time.

Buildings, whether temporarily closed or permanently unoccupied can be at greater risk from the likes of arson, antisocial behaviour such as vandalism or squatters, theft, and escape of water.

Top 5 priorities for temporarily closed properties

Temporarily closed properties - temporarily closed means premises temporarily closed solely due to the COVID-19 outbreak. 

In the context of a temporary closure, here are the top priorities to help you keep your property safe.

1. Protect against electrical fires - turn off and unplug electrical equipment

Electrical equipment should be turned off and unplugged, and electrical systems isolated at the main fuse board, with the exception of critical business infrastructure required to allow the continuance of the organisation's operations and support temporary home working arrangements: 

  • intruder alarms
  • fire alarms 
  • sprinkler installations
  • other fire suppression security or other risk protection systems or devices

which should be maintained to ensure they continue to fully and effectively protect the property at all times. 

2. Guard against escape of water losses

Where there will be no need to re-enter the premises during the period of temporary closure turn off water supplies at the mains (and where reasonable to do so drain down water systems). We recognise it may not always be appropriate to turn off or drain down water systems. Where this is the case a minimum temperature of 7⁰C (45⁰F) should be maintained within the property. 

3. Protect against arson

Remove internal waste and position external bins as far from the property as possible, ideally securing bins in place. 

4. Inspect weekly

Unoccupied property should be inspected weekly, provided travel required to carry out inspections is in line with the latest government advice. 

Where this is not possible at the present time the inspections should be reinstated once travel restrictions are lifted.

Any damage to the building or fitted security devices identified at the time of inspection should be rectified as soon as is reasonably possible.

You should also remove any accumulation of post from any letterbox during each inspection, along with any other action considered appropriate to minimise the risk the property can be easily identified as being temporarily closed. 

5. Update risk assessments

Review and update risk assessments for the property to reflect the temporary closure, focusing on any additional precautions that might be necessary to secure the premises and protect people from danger. 

If your property is permanently unoccupied, please download Ecclesiastical guide here – Download Guide

We would also encourage you to continue to monitor and follow the latest government advice, as the situation is evolving rapidly. 


*Article first published on (23 March 2020) -



About Us

Watkin Davies Insurance Consultants are one of Wales’ largest Independent Insurance Brokers, established in 1978 by Roger Watkins. Since this time we have become one of the leading Commercial and Personal Insurance Brokers in the region and the trusted insurance advisor to hundreds of Welsh and UK businesses and individuals.

Head Office

15 & 19 Penlline Road
Cardiff, CF14 2AA
029 2062 6226
Opening Hours
Mon-Fri: 9am to 5.30pm
Sat: 9am to 1pm
Sun: Closed

Official Insurance Partner of the FAW Trust

Official Insurance Partner of the WSA

Member of British Insurance Brokers Association