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Shop Insurance

Bespoke Shop and Retail insurance that provides the cover your business needs

Watkin Davies is the one-stop shop for tailor made retail insurance policies and risk advice for the retail sector. Our experienced, knowledgeable advisors have helped provide comprehensive and niche insurance policies for hundreds of retail businesses, both locally and nationwide.

Rather than spend your time ringing around dozens of insurance providers, seeking out low cost retail insurance cover, spend your time running your business and let us do the legwork for you. We have strong relationships with twenty of the country’s top insurers, allowing us access to some fantastic deals, many of which would be unavailable direct. Whatever kind of retail businesses you are in, from a department store to a fish and chip shop, insurance that covers every eventuality is only a phone call away.

Our key Shop Insurance policy features include:

  • Property damage including glass, signs and clean up costs
  • Property damage for contents including cover for computer equipment
  • Property damage for stock including seasonal increases
  • Public liability as standard
  • Employer liability as standard
  • Legal expenses to manage legal advice costs
  • Theft by employee cover
  • Theft of cash in transit
  • Goods in transit
  • Deterioration of stock
  • Interruption cover to help you keep your business going if something were to go wrong


We also have many optional extras to choose from enabling you to create a tailor-made retail insurance policy to suit your every need. Our friendly team of specialist insurance experts will talk you through each and every option in plain English, ensuring you have a comprehensive understanding of the cover available to you.

Would you like a free no obligation quote?
Call us today: 029 2062 6226 or Arrange a Callback


About Us

Watkin Davies Insurance Consultants are one of Wales’ largest Independent Insurance Brokers, established in 1978 by Roger Watkins. Since this time we have become one of the leading Commercial and Personal Insurance Brokers in the region and the trusted insurance advisor to hundreds of Welsh and UK businesses and individuals.

Head Office

15 & 19 Penlline Road
Cardiff, CF14 2AA
029 2062 6226
Opening Hours
Mon-Fri: 9am to 5.30pm
Sat: 9am to 1pm
Sun: Closed

Official Insurance Partner

Official Insurance Partner of the FAW Trust

Official Insurance Partner of the WSA

Membership & Accreditation

Chwarae Teg FairPlay Employer Award

Member of British Insurance Brokers Association