Posted on Jul 10, 2023
If you own a car or drive a car in the UK, having insurance is not just a legal requirement; it is a crucial investment, it will give you peace of mind and financial security. At Watkin Davies Insurance Consultants Ltd, we understand the importance of protecting your vehicle, third parties and yourself on the road. In this article, we will delve into the significance of car insurance, explore the optional extras available, and explain why partnering with us as your insurance broker is a wise choice.
Car insurance is mandatory in the UK, and for good reason. It safeguards you and other road users from potential financial burdens that may arise due to accidents or damages. The minimum legal requirement is third-party car insurance, covering damages or injuries to other people or their property. However, increasing your cover to comprehensive or third-party fire and theft, offers greater protection.
At Watkin Davies, we believe in providing customised insurance solutions to meet your individual needs. That's why we offer a range of optional extras that can be added to your car insurance policy:
Breakdown Assistance: Unforeseen breakdowns can be highly inconvenient and potentially dangerous. With our breakdown assistance add-on, you can receive roadside support, recovery services, and peace of mind during your travels.
Legal Expenses Cover: In the event of an accident, legal expenses can quickly escalate. These optional extra covers legal costs associated with pursuing a claim or defending against a claim.
Courtesy Car: Should your vehicle require repairs following an accident, a courtesy car ensures you remain mobile while your car is being repaired. This add-on helps minimise disruption to your daily routine.
Windscreen Cover: A cracked or damaged windscreen can be a nuisance, not to mention a safety hazard. Our windscreen cover option takes care of repair or replacement costs, allowing you to maintain visibility without bearing significant expenses.
Choosing Watkin Davies Insurance Consultants as your trusted insurance broker comes with several benefits:
a) Expert Advice: Our team of experienced insurance professionals is dedicated to guiding you through the intricacies of Private Motor insurance. We listen to your specific requirements, assess your risk profile, and recommend the most suitable coverage options, ensuring you make an informed decision.
b) Access to Leading Insurers: As an independent insurance brokerage, we have established strong relationships with a wide range of reputable insurers. This enables us to source competitive quotes from multiple providers, ensuring you get the best value for your money without compromising on coverage.
c) Personalised Service: We understand that each client is unique, and we strive to provide tailored solutions to match your needs. With Watkin Davies, you can expect exceptional customer service and ongoing support throughout your insurance journey. Car insurance is a vital aspect of responsible car ownership in the UK, providing financial protection and peace of mind on the road.
At Watkin Davies Insurance Consultants, we go beyond the legal requirements, offering comprehensive coverage and optional extras tailored to your specific needs. With our expertise, access to leading insurers, and personalised service, we are dedicated to ensuring you have the right coverage at the best possible price. Trust us to be your insurance partner and embark on your journey with confidence and security.
Note: This article is for informational purposes only and does not constitute professional advice. For personalized recommendations and to explore car insurance options, please contact Watkin Davies Insurance Consultants Ltd on 02920 621056 to speak to one of our personal lines insurance experts.
"Very efficient, always friendly and helpful. I have used Watkin Davies for years, and they have always been competitive. I received great support recently when I had to make a claim, so I'd highly recommend them."
"I was very impressed with the quality of the service - it was outstanding. The advisor, Ms Spear went above and beyond to give me the best driving insurance policy. The policy I have received is exactly what I was looking for. Thank you so much Ms Spear!"
"I've used Instructorcover Plus for my driving instructor insurance for a number of years. Not only are prices competitive, even at renewal, but customer service is fantastic. Call operators are always cheerful and incredibly helpful. Everything is always sorted in a single call, saving valuable time. Highly recommend."
"Absolutely superb service from the team, particularly Natalie. Very easy and simple process"
"As aways very efficient"
"I have used InstructorcoverPlus for my driving tuition insurance for a number of years. Their prices are always competitive and everyone I speak to is friendly and helpful."
"Ceri was very helpful and knowledgeable on the phone"
"Karrie Brewer was so helpful today, especially as one insurance company would not quote, so had to shop around for us, many thanks"
"Kelly is amazing. Very helpful and friendly, did a great job today with helping me out to get insured. Amazing service!"
"Great service. Got my first driving instructor insurance with this firm. Price was competitive and customer service provided by Jane was great. I will definitely recommend the service."
"Team were very helpful when it came time to renew my policy, taking the time to check and make any amendments needed. Would highly recommend."
"5 stars!"
"Excellent service from Watkin Davies as per usual. I love the way they do all the hard work researching best quotes and provide you with your options. All the staff are very friendly and professional, I have to highlight Ceri who always does a fantastic job for me and my family."
"Really helpful and efficient customer service, friendly and knowledgeable too. I would highly recommend InstructorcoverPlus."
"I m a returning customer and what a wonderful experience. Emma is new to her role but she was very helpful and polite throughout. She got the quote done very quickly and managed to beat all my other quotations. I therefore didn't have to waste any more time. Further she offered me three instalments at 0% which is helpful in this current economic climate. The paperwork was sent straight away. Highly recommended."
"Once again, could not have been more helpful! Still a pleasure to speak to a 'real person' who knew what they were talking about!"