At Watkin Davies we can cover all of your Commercial Insurance needs

We have a team of experienced consultants who can arrange insurance covers that are appropriate to your business. We have specific contacts with the largest and best insurance companies allow us to provide the most competitive premiums, with cover tailored to suit your specific requirements.

We can offer (click on a product for more information)

• Property Owners / Let Property Insurance
  Whether for Residential or Commercial purposes, we can provide the level of protection to cover the assets and liabilities you need. We administer an in-house scheme that enables us to offer excellent rates, instant quotations and documentation issued the same day.
• Shop and Office Insurance
  An insurance policy specially tailored to meet the demands and needs of those businesses in the retail sector and office-based businesses and provides cover for the Premises, Public & Employers Liability, Stock, Fixtures & Fittings, Computers and more.
• Restaurant & Take-away Insurance
  When you are running a busy restaurant, you do not always have the time to ensure that your policy covers all your needs. We can take that burden away and provide a bespoke policy to cover the premises, liability, stock, fixtures & fittings, business interruption and more.
• Hotel & Guest House Insurance
  Policy can be tailored to cover the assets, earnings & legal liability of the business for both licensed and non-licensed establishments and include Employers & Public Liability, Buildings, Contents, Money and Business Interruption.
• Public Liability Insurance
  Provides you with legal cover and protection against claims for which you would be legally liable for and brought to you by anyone other that your employees for bodily injury or loss or damage to property arising in the course of your business.
• Employers Liability Insurance
  Cover is compulsory and provides protection against your legal liability for damages and legal costs arising from injury to any person employed, caused during the period of insurance and arising out of and in the course of employment in your business.
• Products Liability Insurance
  Covers you against your legal liability should a product you manufacture (or supply in some cases) be faulty, not to satisfactory quality or not to specification and causes damage to a person or business.
• Professional Indemnity Insurance
  Protects your business against compensation sought by a client if you have made errors or are found to have been negligent in some or all of the services that you provide for them i.e.: solicitors, accountants or architects etc.
• Directors & Officers Liability
  Directors are those working in a position of management responsibility,operating in a difficult corporate environment. Mistakes can happen in the course of running any business which may adversely affect shareholders, employees and other interested parties, any of which may pursue an action against you. Not only could you be held personally liable for your own actions, you could also be called to account for those of other members of the board and management. We can arrange a policy that provides the protection you need.
• Motor Fleet Insurance
  We can arrange Comprehensive or Third Party, Fire & Theft Cover for small or large fleets of vehicles. From Private Cars to Minibus, Vans to Articulated Lorries what ever your business requires.
• Motor Trade Insurance
  Whether you run a garage or car showroom we can arrange a policy tailored to your business, providing cover for the Internal Risks such as the premises, stock, liability, customers vehicles and Motor Trade Road Risks and more.
• Goods In Transit Cover
  This policy will cover your stock and business goods whilst in transit from one set place to another and usually covers transport in a company vehicle anywhere in the United Kingdom.
• Event Insurance
  Provides cover for the legal liability of the organisers for one off events, such as music festivals, exhibitions and firework displays. It can also provide total reassurance for your Wedding Day, should the event need to be cancelled, failure of suppliers, photos not coming out or damage to the wedding attire.
• Plastic Goods Manufacturers Scheme
  The risks associated with manufacturing tend to be a lot more complex, so by working closely with The Willis Network (Preferred insurers to the British Plastics Federation), we are able to provide a bespoke policy for your industry with added benefits. Click here for more information
• Business Interruption
  Covers your business against unforeseen risks that cause the business to lose money due to a loss of capacity or inability to continue business for a period of time.
• Legal Expenses
  Provides you with advice and protection for the majority of your legal costs or expenses for legal actions relating to Bodily Injury, Employment Disputes, Legal Defence, Property Protection and Tax Protection.
• Loss of License
  Provides cover for loss of Gross Profit if your liquor license is forfeited, suspended or withdrawn.

Please call on 029 2062 6226 or click on the appropriate navigation button on the left to send us an e-mail enquiry or get us to call you back